Business Requirements
Support intended for eligible business funding requirements.
Business & secured loans
Business & Secured Loans
Member-focused secured loan support for eligible business and industrial requirements, with published rate slabs and a clear documentation and review process.
Service overview
A disciplined path from requirement to review.
Business & Secured Loans are intended for eligible members with business or commercial funding requirements. The society follows a structured process that includes enquiry, documentation, verification and approval under applicable policies.
The published interest rate is slab-based according to the loan amount. Final eligibility, sanctioned amount, repayment period, security requirements and other conditions depend on the nature of the proposal and society policy.
Rates & key details
Important details at a glance.
Review the published service information below, then confirm the latest eligibility, documentation and applicable conditions with the society.
Up to ₹2 Cr
12.00%
₹2 Cr to ₹4 Cr
13.00%
Above ₹4 Cr
14.00%
Pre-closure
No pre-closure charges shown in approved rate section
Published rate snapshot
Up to ₹2 Crore12.00%
₹2 Crore to ₹4 Crore13.00%
Above ₹4 Crore14.00%
Rate snapshot effective from 17 July 2026. Repayment period depends on the nature of the loan or advance. Eligibility and conditions apply.
Service highlights
Designed around clarity and member support.
Understand the facility, the review process and the next steps before making a decision.
Industrial Requirements
Structured financial assistance for eligible industrial needs.
Documented Review
Applications move through documentation and verification before approval.
Clear Communication
Members receive guidance on the applicable process, documents and next steps.
How it works
Simple steps. Clear support.
The exact checklist varies by facility, but the approved member journey follows a consistent review path.
Enquire
Connect with the society and discuss the service or funding requirement.
Documentation
Submit the current applicable forms, documents and supporting details.
Verification
Details are reviewed under the society’s applicable policies and procedures.
Approval & Support
Eligible requests move forward with communicated terms and ongoing assistance.
Frequently asked questions
Answers before your next step.
For current eligibility, documentation and final terms, contact the society directly.
Eligible members with business or industrial funding requirements can contact the society for the current eligibility criteria and documentation checklist.
The approved rate section lists slabs based on the loan amount: 12.00% up to ₹2 crore, 13.00% from ₹2 crore to ₹4 crore, and 14.00% above ₹4 crore.
The approved rate section states that the repayment period depends on the nature of the loan or advance.
The society follows a member journey of enquiry, documentation, verification, approval and ongoing support.
Ready to enquire?
Speak with the Surabhi team.
Confirm current eligibility, documentation, rates and applicable conditions for your requirement.