Interest Payment
Monthly / Quarterly / Half Yearly / Yearly.
Rate snapshot
Rates
Published deposit and loan rate snapshot effective from 17 July 2026. Please confirm current eligibility, documentation, terms and applicable conditions before applying.
Deposit rates
Save with clear tenure-based returns.
Savings Deposit ROI: 5.00% p.a. Deposit rates vary by tenure and category.
| Deposit period | General | Senior |
|---|---|---|
| 91 Days to 15 Months | 6.00% | 6.50% |
| 16 Months to 38 Months | 7.50% | 8.00% |
| 39 Months to 59 Months | 8.50% | 9.00% |
| 60 Months and above | 9.00% | 9.50% |
Recurring Deposit
₹500 monthly for 1 year and above.
Pre-closure
1% penal charge for the completed period.
Loan rates
Flexible finance for practical member needs.
The published rate section states that repayment period depends on the nature of the loan or advance.
| Facility | Published rate / basis | Note |
|---|---|---|
| Business & Secured Loans | 12.00% / 13.00% / 14.00% | Up to ₹2 Cr / ₹2 Cr–₹4 Cr / Above ₹4 Cr |
| Loan Against Deposit | 2% above Deposit ROI | Limit up to 80% of deposit |
| Housing / Construction Loan | 11.00% | Eligibility and terms apply |
| Vehicle Loan | 11.00% | Eligibility and terms apply |
| Education Loan | 11.00% | Eligibility and terms apply |
| Overdraft Facility | Contact society | No active overdraft rate is displayed in the approved rate section |
The approved rate panel also states “No pre-closure charges” for loans. Confirm the current applicability and all conditions directly with the society.
Before you apply
Confirm the latest rate and eligibility.
Rates and terms can change. Speak with the society for the current applicable conditions and documentation checklist.