/* ================================================================
   SURABHI SOUHARDA CREDIT - PREMIUM HOMEPAGE
   Main stylesheet
================================================================ */
:root {
  --sc-navy: #052f63;
  --sc-navy-2: #082247;
  --sc-blue: #0b5ca9;
  --sc-blue-2: #0f76d2;
  --sc-green: #0a8f55;
  --sc-green-2: #20b56f;
  --sc-lime: #8cc63f;
  --sc-ink: #102038;
  --sc-muted: #657086;
  --sc-line: #ffffff;
  --sc-soft: #ffffff;
  --sc-soft-green: #ffffff;
  --sc-white: #ffffff;
  --sc-shadow-sm: 0 10px 30px rgba(8, 34, 71, .08);
  --sc-shadow-md: 0 20px 55px rgba(8, 34, 71, .12);
  --sc-shadow-lg: 0 30px 80px rgba(5, 47, 99, .16);
  --sc-radius-sm: 14px;
  --sc-radius-md: 22px;
  --sc-radius-lg: 34px;
  --sc-ease: cubic-bezier(.22, .61, .36, 1);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--sc-ink);
  background: #fff;
  font-family: "DM Sans", sans-serif;
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

body.offcanvas-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  display: block;
}

button,
input,
textarea,
select {
  font: inherit;
}

::selection {
  background: rgba(10, 143, 85, .18);
  color: var(--sc-navy);
}

h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: "Manrope", sans-serif;
  color: var(--sc-navy-2);
  letter-spacing: -.03em;
  line-height: 1.16;
  margin-top: 0;
}

.sc-section {
  padding: 100px 0;
}

.sc-title {
  font-size: clamp(2.2rem, 4vw, 4.15rem);
  font-weight: 800;
  margin: 0;
}

.sc-title span,
.sc-section-head h2 span,
.sc-members__intro h2 span {
  color: var(--sc-green);
}

.sc-section-copy {
  color: var(--sc-muted);
  font-size: 1.05rem;
  margin: 0;
}

.sc-mini-label {
  display: block;
  font-size: .75rem;
  text-transform: uppercase;
  letter-spacing: .16em;
  font-weight: 800;
  color: var(--sc-green);
  margin-bottom: 10px;
}

.sc-mini-label--light {
  color: #9ce0bc;
}

.sc-eyebrow {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--sc-green);
  font-weight: 800;
  font-size: .78rem;
  text-transform: uppercase;
  letter-spacing: .15em;
  margin-bottom: 18px;
}

.sc-eyebrow>span {
  width: 28px;
  height: 2px;
  background: linear-gradient(90deg, var(--sc-green), var(--sc-lime));
  border-radius: 50px;
}

.sc-eyebrow--light {
  color: #c0f1d5;
}

.sc-eyebrow--light>span {
  background: #63e3a4;
}

.sc-section-head {
  max-width: 790px;
  margin: 0 auto 52px;
}

.sc-section-head h2 {
  font-size: clamp(2.2rem, 4.4vw, 4rem);
  font-weight: 800;
  margin-bottom: 16px;
}

.sc-section-head p {
  color: var(--sc-muted);
  font-size: 1.04rem;
  margin: 0;
}

.sc-section-head--light h2,
.sc-section-head--light p {
  color: #fff;
}

.sc-section-head--light p {
  color: rgba(255, 255, 255, .68);
}

/* Buttons */
.sc-btn {
  min-height: 52px;
  padding: 12px 20px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: 14px;
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: .9rem;
  transition: .35s var(--sc-ease);
  border: 1px solid transparent;
  position: relative;
  overflow: hidden;
}

.sc-btn::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(110deg, transparent 35%, rgba(255, 255, 255, .24) 50%, transparent 65%);
  transform: translateX(-130%);
  transition: .7s ease;
}

.sc-btn:hover::after {
  transform: translateX(130%);
}

.sc-btn--primary {
  background: linear-gradient(135deg, var(--sc-green), #067b4a);
  color: #fff;
  box-shadow: 0 14px 28px rgba(10, 143, 85, .22);
}

.sc-btn--primary:hover {
  transform: translateY(-3px);
  color: #fff;
  box-shadow: 0 18px 38px rgba(10, 143, 85, .30);
}

.sc-btn--ghost {
  background: rgba(255, 255, 255, .72);
  color: var(--sc-navy);
  border-color: rgba(5, 47, 99, .24);
  backdrop-filter: blur(10px);
}

.sc-btn--ghost:hover {
  border-color: var(--sc-green);
  color: var(--sc-green);
  transform: translateY(-3px);
  background: #fff;
}

.sc-btn--white {
  background: #fff;
  color: var(--sc-navy);
}

.sc-btn--white:hover {
  color: var(--sc-green);
  transform: translateY(-2px);
}

.sc-text-link {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: .9rem;
  transition: .3s;
}

.sc-text-link i {
  width: 32px;
  height: 32px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #edf6f1;
  color: var(--sc-green);
  transition: .3s;
}

.sc-text-link:hover {
  color: var(--sc-green);
}

.sc-text-link:hover i {
  transform: translateX(4px);
  background: var(--sc-green);
  color: #fff;
}

/* ================================================================
   TOPBAR
================================================================ */
.sc-topbar {
  background: linear-gradient(90deg, #033f3a, #064d47 55%, #064037);
  color: rgb(255, 255, 255);
  font-size: .75rem;
  min-height: 36px;
  display: flex;
  align-items: center;
  position: relative;
  z-index: 1040;
}

.sc-topbar__inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  min-height: 36px;
}

.sc-topbar a {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  transition: .25s;
}

.sc-topbar a:hover {
  color: #fff;
}

.sc-topbar__right {
  display: flex;
  align-items: center;
  gap: 22px;
}

.sc-topbar__right a+a {
  position: relative;
}

.sc-topbar__right a+a::before {
  content: "";
  position: absolute;
  left: -11px;
  width: 1px;
  height: 12px;
  background: rgba(255, 255, 255, .22);
}

.sc-topbar__wa {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #22c76a;
  justify-content: center;
  color: #fff !important;
}

/* ================================================================
   HEADER & NAVIGATION
================================================================ */
.sc-header {
  position: sticky;
  top: 0;
  z-index: 1035;
  background: rgba(255, 255, 255, .93);
  border-bottom: 1px solid rgba(10, 37, 69, .07);
  backdrop-filter: saturate(150%) blur(18px);
  transition: .35s var(--sc-ease);
}

.sc-header.scrolled {
  box-shadow: 0 12px 34px rgba(8, 34, 71, .08);
  background: rgba(255, 255, 255, .97);
}

.sc-navbar {
  min-height: 88px;
  padding: 0;
}

.sc-brand {
  padding: 0;
  margin-right: 28px;
}

.sc-brand img {
  width: 235px;
  height: auto;
  object-fit: contain;
}

.sc-nav-list {
  gap: 2px;
}

.sc-nav-list .nav-link {
  color: #1d2d44;
  font-family: "Manrope", sans-serif;
  font-size: .82rem;
  font-weight: 800;
  padding: 34px 14px !important;
  position: relative;
  transition: .28s;
}

.sc-nav-list .nav-link::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 21px;
  width: 5px;
  height: 5px;
  background: var(--sc-green);
  border-radius: 50%;
  transform: translate(-50%, 8px) scale(0);
  opacity: 0;
  transition: .28s var(--sc-ease);
}

.sc-nav-list .nav-link:hover,
.sc-nav-list .nav-link.active {
  color: var(--sc-green);
}

.sc-nav-list .nav-link:hover::after,
.sc-nav-list .nav-link.active::after {
  opacity: 1;
  transform: translate(-50%, 0) scale(1);
}

.sc-nav-list .dropdown-toggle::before {
  content: none;
}

.sc-nav-list .dropdown-toggle::after {
  margin-left: 7px;
  vertical-align: .12em;
  border-top-width: .25em;
}

.sc-header-cta {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  min-height: 46px;
  padding: 0 18px;
  border-radius: 999px;
  color: #fff;
  background: linear-gradient(135deg, #0d935b, #057244);
  font-size: .8rem;
  font-weight: 800;
  font-family: "Manrope", sans-serif;
  box-shadow: 0 10px 22px rgba(10, 143, 85, .20);
  transition: .3s;
  white-space: nowrap;
}

.sc-header-cta:hover {
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 14px 28px rgba(10, 143, 85, .28);
}

.sc-header-cta i {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .18);
  display: grid;
  place-items: center;
}

/* Desktop services mega dropdown */
.sc-service-menu {
  width: 660px;
  left: 50% !important;
  transform: translateX(-50%);
  top: 100%;
  margin-top: 0;
  border: 1px solid rgba(7, 52, 99, .10);
  border-radius: 20px;
  padding: 12px;
  box-shadow: 0 25px 70px rgba(6, 35, 70, .18);
  background: rgba(255, 255, 255, .98);
  overflow: hidden;
}

.sc-service-menu::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 34%;
  background: linear-gradient(145deg, #eef9f3, #f7fbff);
  z-index: -1;
}

.sc-service-menu.show {
  display: grid;
  grid-template-columns: .9fr 1.75fr;
  gap: 12px;
}

.sc-service-menu__intro {
  padding: 22px 18px;
}

.sc-service-menu__intro h3 {
  font-size: 1.2rem;
  margin: 6px 0 10px;
  font-weight: 800;
}

.sc-service-menu__intro p {
  font-size: .78rem;
  color: var(--sc-muted);
  line-height: 1.6;
  margin: 0;
}

.sc-service-menu__links {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  padding: 3px;
}

.sc-service-menu__links>a {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 12px;
  border-radius: 13px;
  transition: .3s;
}

.sc-service-menu__links>a:hover {
  background: #f1f8f5;
  transform: translateY(-1px);
}

.sc-menu-icon {
  width: 37px;
  height: 37px;
  flex: 0 0 37px;
  border-radius: 11px;
  display: grid;
  place-items: center;
  background: #edf8f3;
  color: var(--sc-green);
  font-size: 1rem;
}

.sc-service-menu__links strong,
.sc-service-menu__links small {
  display: block;
}

.sc-service-menu__links strong {
  font-family: "Manrope", sans-serif;
  font-size: .77rem;
  color: var(--sc-navy);
}

.sc-service-menu__links small {
  color: var(--sc-muted);
  font-size: .66rem;
  line-height: 1.4;
  margin-top: 2px;
}

/* mobile nav */
.sc-nav-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}

.sc-nav-call {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--sc-green);
  background: #eff9f4;
}

.sc-menu-toggle {
  width: 44px;
  height: 44px;
  border: 0;
  padding: 10px;
  display: grid;
  place-content: center;
  gap: 4px;
  border-radius: 12px;
  background: var(--sc-navy);
  box-shadow: none !important;
}

.sc-menu-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: #fff;
  border-radius: 20px;
}

.sc-mobile-nav {
  width: min(90vw, 430px) !important;
  border: 0;
  background: #f8fbfd;
}

.sc-mobile-nav .offcanvas-header {
  border-bottom: 1px solid #e4ebf2;
  padding: 17px 20px;
  background: #fff;
}

.sc-mobile-logo img {
  width: 190px;
}

.sc-mobile-close {
  border: 0;
  width: 40px;
  height: 40px;
  border-radius: 12px;
  color: var(--sc-navy);
  background: #edf4f8;
}

.sc-mobile-nav .offcanvas-body {
  padding: 24px 20px 30px;
}

.sc-mobile-eyebrow {
  color: var(--sc-green);
  font-size: .72rem;
  text-transform: uppercase;
  letter-spacing: .18em;
  font-weight: 800;
}

.sc-mobile-menu {
  list-style: none;
  padding: 12px 0 20px;
  margin: 0;
}

.sc-mobile-menu>li {
  border-bottom: 1px solid #e4ebf2;
}

.sc-mobile-menu>li>a,
.sc-mobile-submenu>button {
  width: 100%;
  min-height: 55px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: .95rem;
}

.sc-mobile-submenu .collapse {
  padding: 0 0 14px;
}

.sc-mobile-submenu .collapse a {
  display: block;
  color: var(--sc-muted);
  padding: 7px 0 7px 13px;
  border-left: 2px solid #d9e7df;
  font-size: .85rem;
}

/* Keep mobile drawer links fully tappable above all visual layers. */
.sc-mobile-menu a,
.sc-mobile-submenu > button,
.sc-mobile-logo {
  position: relative;
  z-index: 3;
  pointer-events: auto !important;
  touch-action: manipulation;
}

.sc-mobile-contact {
  padding: 18px;
  background: #fff;
  border: 1px solid #e5edf3;
  border-radius: 16px;
  box-shadow: var(--sc-shadow-sm);
}

.sc-mobile-contact span {
  display: block;
  color: var(--sc-muted);
  font-size: .75rem;
  margin-bottom: 8px;
}

.sc-mobile-contact a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: .85rem;
  margin-top: 5px;
  color: var(--sc-navy);
}

.sc-mobile-contact i {
  color: var(--sc-green);
}

.sc-mobile-cta {
  margin-top: 15px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 50px;
  padding: 0 17px;
  border-radius: 14px;
  color: #fff;
  background: var(--sc-green);
  font-family: "Manrope", sans-serif;
  font-weight: 800;
}

/* ================================================================
   HERO
================================================================ */
.sc-hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 17% 16%, rgba(28, 167, 102, .10), transparent 24%),
    linear-gradient(100deg, #f7fbff 0%, #f4faf7 45%, #eef6fb 100%);
}

.min-vh-hero {
  min-height: 600px;
}

.sc-hero__grid {
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(5, 47, 99, .035) 1px, transparent 1px), linear-gradient(90deg, rgba(5, 47, 99, .035) 1px, transparent 1px);
  background-size: 42px 42px;
  mask-image: linear-gradient(to right, #000 0%, transparent 62%);
}

.sc-hero__orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(1px);
  opacity: .8;
}

.sc-hero__orb--one {
  width: 420px;
  height: 420px;
  left: -180px;
  top: 100px;
  background: radial-gradient(circle, rgba(35, 180, 114, .14), rgba(35, 180, 114, 0));
}

.sc-hero__orb--two {
  width: 460px;
  height: 460px;
  left: 36%;
  bottom: -240px;
  background: radial-gradient(circle, rgba(19, 110, 197, .10), rgba(19, 110, 197, 0));
}

.sc-hero__content {
  padding: 66px 0 92px;
  position: relative;
  z-index: 4;
}

.sc-eyebrow--hero {
  margin-bottom: 15px;
}

.sc-hero h1 {
  font-size: clamp(3.05rem, 5.45vw, 5.7rem);
  font-weight: 800;
  letter-spacing: -.055em;
  margin-bottom: 24px;
  color: #09264e;
}

.sc-hero h1 span {
  color: var(--sc-green);
}

.sc-hero__content>p {
  max-width: 610px;
  color: #536178;
  font-size: 1.08rem;
  line-height: 1.75;
  margin-bottom: 28px;
}

.sc-hero__buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.sc-hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
  margin-top: 38px;
  padding-top: 26px;
  border-top: 1px solid rgba(5, 47, 99, .10);
  max-width: 650px;
}

.sc-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
}

.sc-trust-item>span {
  width: 41px;
  height: 41px;
  border: 1px solid rgba(10, 143, 85, .18);
  background: rgba(255, 255, 255, .62);
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--sc-green);
}

.sc-trust-item small,
.sc-trust-item strong {
  display: block;
}

.sc-trust-item small {
  font-size: .67rem;
  color: var(--sc-muted);
  line-height: 1.1;
}

.sc-trust-item strong {
  font-family: "Manrope", sans-serif;
  font-size: .8rem;
  color: var(--sc-navy);
  margin-top: 3px;
}

.sc-hero__note {
  display: block;
  color: #8a94a5;
  font-size: .63rem;
  margin-top: 10px;
}

.sc-hero__visual {
  position: absolute;
  right: 0;
  top: 0;
  width: 49.5vw;
  height: 100%;
  min-height: 680px;
}

.sc-hero__image-shell {
  position: absolute;
  inset: 0;
  overflow: hidden;
  clip-path: polygon(12% 0, 100% 0, 100% 100%, 0 100%);
}

.sc-hero__image-shell::before {
  content: "";
  position: absolute;
  left: 8.7%;
  top: -2%;
  width: 12px;
  height: 104%;
  background: linear-gradient(180deg, var(--sc-green-2), var(--sc-green));
  transform: skewX(-7deg);
  z-index: 2;
  box-shadow: 0 0 0 7px rgba(255, 255, 255, .88);
}

.sc-hero__image-shell>img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transform: scale(1.02);
}

.sc-hero__image-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(5, 47, 99, .12), transparent 48%), linear-gradient(0deg, rgba(5, 33, 61, .26), transparent 40%);
}

.sc-hero__building-label {
  position: absolute;
  top: 80px;
  right: 46px;
  max-width: 275px;
  padding: 11px 13px;
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, .78);
  border: 1px solid rgba(255, 255, 255, .62);
  backdrop-filter: blur(15px);
  border-radius: 16px;
  box-shadow: var(--sc-shadow-md);
}

.sc-building-logo {
  width: 58px;
  height: 38px;
  border-radius: 9px;
  background: #fff;
  padding: 4px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
}

.sc-hero__building-label small,
.sc-hero__building-label strong {
  display: block;
  line-height: 1.3;
}

.sc-hero__building-label small {
  font-size: .62rem;
  color: var(--sc-green);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .06em;
}

.sc-hero__building-label strong {
  font-size: .72rem;
  color: var(--sc-navy);
  margin-top: 2px;
}

.sc-float-card {
  position: absolute;
  z-index: 6;
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 255, 255, .90);
  border: 1px solid rgba(255, 255, 255, .75);
  backdrop-filter: blur(18px);
  border-radius: 18px;
  box-shadow: 0 20px 45px rgba(8, 34, 71, .19);
}

.sc-float-card--growth {
  left: 7%;
  bottom: 84px;
  padding: 14px 17px;
}

.sc-float-card__icon {
  width: 45px;
  height: 45px;
  flex: 0 0 45px;
  border-radius: 14px;
  background: linear-gradient(145deg, #eff9f4, #e7f3ff);
  display: grid;
  place-items: center;
  color: var(--sc-green);
  font-size: 1.2rem;
}

.sc-float-card small,
.sc-float-card strong,
.sc-float-card span {
  display: block;
  line-height: 1.3;
}

.sc-float-card small {
  font-size: .63rem;
  color: var(--sc-muted);
}

.sc-float-card strong {
  font-family: "Manrope", sans-serif;
  color: var(--sc-navy);
  font-size: 1.15rem;
}

.sc-float-card>div>span {
  color: var(--sc-muted);
  font-size: .57rem;
}

.sc-float-card--whatsapp {
  right: 5%;
  bottom: 47px;
  padding: 15px 18px;
  transition: .3s;
}

.sc-float-card--whatsapp:hover {
  transform: translateY(-4px);
}

.sc-wa-icon {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: grid !important;
  place-items: center;
  background: #1fbd64;
  color: #fff;
  font-size: 1.3rem;
  box-shadow: 0 10px 20px rgba(31, 189, 100, .25);
}

.sc-float-card--whatsapp>div>span {
  color: var(--sc-green);
  font-weight: 700;
}

.sc-hero__wave {
  position: absolute;
  left: 0;
  right: 0;
  bottom: -1px;
  height: 54px;
  background: #fff;
  clip-path: polygon(0 56%, 18% 72%, 34% 65%, 54% 84%, 76% 60%, 100% 70%, 100% 100%, 0 100%);
}

/* ================================================================
   ABOUT
================================================================ */
.sc-about {
  background: #fff;
}

.sc-about__visual {
  position: relative;
  max-width: 560px;
  margin: 0 auto;
  padding: 0 30px 42px 0;
}

.sc-about__image {
  display: block;
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  box-shadow: var(--sc-shadow-lg);
}

.sc-about__image::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(0deg, rgba(4, 38, 74, .30), transparent 48%);
  pointer-events: none;
}

.sc-about__image img {
  width: 100%;
  aspect-ratio: 1 / .92;
  object-fit: cover;
  transition: .8s var(--sc-ease);
}

.sc-about__image:hover img {
  transform: scale(1.045);
}

.sc-image-open {
  position: absolute;
  z-index: 2;
  right: 17px;
  top: 17px;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .86);
  display: grid;
  place-items: center;
  color: var(--sc-navy);
  backdrop-filter: blur(8px);
}

.sc-about__member-card {
  position: absolute;
  left: -34px;
  bottom: 2px;
  z-index: 4;
  padding: 15px 18px;
  min-width: 210px;
  display: flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  border: 1px solid #e6edf2;
  border-radius: 18px;
  box-shadow: var(--sc-shadow-md);
}

.sc-member-icon {
  width: 46px;
  height: 46px;
  border-radius: 15px;
  background: #eff9f3;
  display: grid;
  place-items: center;
  color: var(--sc-green);
  font-size: 1.2rem;
}

.sc-about__member-card strong,
.sc-about__member-card span {
  display: block;
  line-height: 1.3;
}

.sc-about__member-card strong {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: .9rem;
}

.sc-about__member-card span {
  font-size: .67rem;
  color: var(--sc-muted);
  margin-top: 3px;
}

.sc-about__year-badge {
  position: absolute;
  right: 0;
  top: 42%;
  transform: translateY(-50%);
  width: 108px;
  height: 125px;
  border-radius: 22px;
  color: #fff;
  background: linear-gradient(145deg, var(--sc-navy), #0d5da7);
  box-shadow: 0 18px 42px rgba(5, 47, 99, .28);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  border: 4px solid #fff;
}

.sc-about__year-badge span,
.sc-about__year-badge strong,
.sc-about__year-badge small {
  display: block;
  line-height: 1.2;
}

.sc-about__year-badge span {
  font-size: .6rem;
  opacity: .7;
  text-transform: uppercase;
  letter-spacing: .1em;
}

.sc-about__year-badge strong {
  font-size: 1.7rem;
  font-family: "Manrope", sans-serif;
}

.sc-about__year-badge small {
  font-size: .55rem;
  opacity: .7;
}

.sc-dots {
  display: block;
  width: 100px;
  height: 100px;
  background-image: radial-gradient(#0a8f55 1.5px, transparent 1.5px);
  background-size: 12px 12px;
  opacity: .22;
}

.sc-dots--about {
  position: absolute;
  left: -55px;
  top: -36px;
  z-index: -1;
}

.sc-about__content h2 {
  font-size: clamp(2.35rem, 4.3vw, 4.2rem);
  font-weight: 800;
  margin-bottom: 20px;
}

.sc-about__content h2 span {
  color: var(--sc-green);
}

.sc-about__content>p {
  color: var(--sc-muted);
  font-size: 1.02rem;
  margin-bottom: 20px;
  max-width: 760px;
}

.sc-about__checks {
  display: grid;
  gap: 9px;
  margin: 22px 0 27px;
}

.sc-about__checks>div {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: #36485e;
  font-size: .9rem;
}

.sc-about__checks i {
  color: var(--sc-green);
  margin-top: 4px;
}

.sc-vision-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 28px 0;
}

.sc-vision-card {
  min-height: 142px;
  border-radius: 18px;
  padding: 19px;
  display: flex;
  gap: 13px;
  border: 1px solid transparent;
}

.sc-vision-card--green {
  background: linear-gradient(145deg, #eef9f3, #f8fcfa);
  border-color: #dcefe5;
}

.sc-vision-card--blue {
  background: linear-gradient(145deg, #edf5fd, #f8fbff);
  border-color: #dbe8f4;
}

.sc-vision-icon {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: #fff;
  box-shadow: 0 8px 18px rgba(8, 34, 71, .08);
  color: var(--sc-green);
}

.sc-vision-card--blue .sc-vision-icon {
  color: var(--sc-blue);
}

.sc-vision-card small,
.sc-vision-card strong {
  display: block;
}

.sc-vision-card small {
  font-size: .67rem;
  color: var(--sc-green);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 6px;
}

.sc-vision-card--blue small {
  color: var(--sc-blue);
}

.sc-vision-card strong {
  font-family: "Manrope", sans-serif;
  font-size: .78rem;
  color: var(--sc-navy);
  line-height: 1.6;
}

/* ================================================================
   WHY CHOOSE
================================================================ */
.sc-why {
  position: relative;
  padding: 90px 0;
  overflow: hidden;
  background: radial-gradient(circle at 20% 0%, #0b5b96, transparent 35%), linear-gradient(125deg, #062851, #061d3f 62%, #052f63);
}

.sc-why::before {
  content: "";
  position: absolute;
  width: 540px;
  height: 540px;
  right: -170px;
  top: -230px;
  border: 1px solid rgba(255, 255, 255, .10);
  border-radius: 50%;
  box-shadow: 0 0 0 70px rgba(255, 255, 255, .02), 0 0 0 145px rgba(255, 255, 255, .018);
}

.sc-why__mesh {
  position: absolute;
  inset: 0;
  opacity: .13;
  background-image: linear-gradient(rgba(255, 255, 255, .08) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .08) 1px, transparent 1px);
  background-size: 46px 46px;
  mask-image: linear-gradient(to bottom, #000, transparent);
}

.sc-why__grid>div {
  display: flex;
}

.sc-why-card {
  width: 100%;
  min-height: 220px;
  padding: 23px 15px;
  background: linear-gradient(145deg, rgba(255, 255, 255, .095), rgba(255, 255, 255, .045));
  border: 1px solid rgba(255, 255, 255, .10);
  border-radius: 18px;
  text-align: center;
  backdrop-filter: blur(12px);
  transition: .35s var(--sc-ease);
}

.sc-why-card:hover {
  transform: translateY(-7px);
  background: linear-gradient(145deg, rgba(255, 255, 255, .14), rgba(255, 255, 255, .07));
  border-color: rgba(110, 229, 165, .28);
}

.sc-why-card>span {
  width: 57px;
  height: 57px;
  margin: 0 auto 15px;
  display: grid;
  place-items: center;
  border-radius: 17px;
  font-size: 1.5rem;
  color: #91e8bb;
  background: rgba(255, 255, 255, .09);
  border: 1px solid rgba(255, 255, 255, .12);
}

.sc-why-card h3 {
  font-size: .93rem;
  color: #fff;
  font-weight: 800;
  margin-bottom: 8px;
}

.sc-why-card p {
  color: rgba(255, 255, 255, 0.925);
  font-size: .73rem;
  line-height: 1.6;
  margin: 0;
}

/* ================================================================
   SERVICES
================================================================ */
.sc-services {
  background: linear-gradient(180deg, #fff 0%, #fbfdff 100%);
}

.sc-services-swiper {
  overflow: visible;
  padding: 4px 2px 8px;
}

.sc-service-card {
  min-height: 330px;
  height: 100%;
  padding: 25px;
  background: #fff;
  border: 1px solid #e5edf2;
  border-radius: 22px;
  box-shadow: 0 12px 35px rgba(8, 34, 71, .06);
  position: relative;
  overflow: hidden;
  transition: .4s var(--sc-ease);
}

.sc-service-card::before {
  content: "";
  position: absolute;
  right: -72px;
  top: -72px;
  width: 155px;
  height: 155px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(10, 143, 85, .10), transparent 70%);
  transition: .4s;
}

.sc-service-card:hover {
  transform: translateY(-8px);
  border-color: #cbe5d8;
  box-shadow: 0 22px 50px rgba(8, 34, 71, .11);
}

.sc-service-card:hover::before {
  transform: scale(1.5);
}

.sc-service-card__top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 34px;
}

.sc-service-card__top>span {
  color: #a5b1bf;
  font-size: .68rem;
  font-weight: 700;
}

.sc-service-card__top i {
  width: 55px;
  height: 55px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  font-size: 1.5rem;
  color: var(--sc-green);
  background: #eff9f4;
}

.sc-service-card h3 {
  font-size: 1.12rem;
  font-weight: 800;
  margin-bottom: 12px;
}

.sc-service-card p {
  color: var(--sc-muted);
  font-size: .82rem;
  line-height: 1.7;
  margin-bottom: 25px;
}

.sc-service-card a {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: var(--sc-green);
  font-weight: 800;
  font-size: .78rem;
  transition: .3s;
}

.sc-service-card a:hover {
  gap: 11px;
}

.sc-slider-controls {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 28px;
  gap: 20px;
}

.sc-services-pagination {
  position: static !important;
  display: flex;
  align-items: center;
}

.sc-services-pagination .swiper-pagination-bullet {
  width: 7px;
  height: 7px;
  background: #c2ccd6;
  opacity: 1;
  transition: .3s;
}

.sc-services-pagination .swiper-pagination-bullet-active {
  width: 28px;
  border-radius: 999px;
  background: var(--sc-green);
}

.sc-slider-arrows,
.sc-testimonial-controls {
  display: flex;
  gap: 8px;
}

.sc-slider-arrows button,
.sc-testimonial-controls button {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid #dfe7ed;
  background: #fff;
  color: var(--sc-navy);
  display: grid;
  place-items: center;
  transition: .3s;
}

.sc-slider-arrows button:hover,
.sc-testimonial-controls button:hover {
  border-color: var(--sc-green);
  background: var(--sc-green);
  color: #fff;
}

.sc-rate-note {
  margin-top: 38px;
  padding: 21px 24px;
  border: 1px solid #d7e8df;
  border-radius: 18px;
  background: linear-gradient(90deg, #eff9f4 0%, #f7fbff 100%);
  display: grid;
  grid-template-columns: auto auto 1fr auto;
  align-items: center;
  gap: 18px;
}

.sc-rate-note>span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--sc-green);
  font-size: .72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .08em;
}

.sc-rate-note strong {
  font-family: "Manrope", sans-serif;
  color: var(--sc-navy);
  font-size: .9rem;
}

.sc-rate-note p {
  color: var(--sc-muted);
  font-size: .76rem;
  margin: 0;
}

.sc-rate-note a {
  color: var(--sc-green);
  font-size: .76rem;
  font-weight: 800;
  white-space: nowrap;
}

/* ================================================================
   MEMBERS / MOSAIC
================================================================ */
.sc-members {
  background: #f4f8fb;
}

.sc-members .container-xl {
  display: grid;
  grid-template-columns: .82fr 1.65fr;
  gap: 46px;
  align-items: stretch;
}

.sc-members__intro {
  padding: 26px 0;
  align-self: center;
}

.sc-members__intro h2 {
  font-size: clamp(2.35rem, 4vw, 3.8rem);
  font-weight: 800;
  margin-bottom: 18px;
}

.sc-members__intro p {
  color: var(--sc-muted);
  margin-bottom: 28px;
}

.sc-member-mosaic {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  grid-template-rows: repeat(2, 190px);
  gap: 14px;
}

.sc-member-tile {
  position: relative;
  overflow: hidden;
  border-radius: 22px;
  box-shadow: var(--sc-shadow-sm);
  background: #fff;
}

.sc-member-tile--large {
  grid-row: span 2;
  grid-column: span 2;
}

.sc-member-tile--wide {
  grid-column: span 2;
}

.sc-member-tile img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: .65s var(--sc-ease);
}

.sc-member-tile__shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(0deg, rgba(4, 30, 59, .72), rgba(4, 30, 59, 0) 58%);
}

.sc-member-tile__icon {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 37px;
  height: 37px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .88);
  color: var(--sc-green);
  backdrop-filter: blur(10px);
}

.sc-member-tile>div {
  position: absolute;
  left: 18px;
  right: 18px;
  bottom: 17px;
  color: #fff;
}

.sc-member-tile small,
.sc-member-tile strong {
  display: block;
}

.sc-member-tile small {
  font-size: .62rem;
  opacity: .72;
  text-transform: uppercase;
  letter-spacing: .11em;
}

.sc-member-tile strong {
  font-family: "Manrope", sans-serif;
  font-size: .91rem;
}

.sc-member-tile:hover img {
  transform: scale(1.07);
}

/* ================================================================
   STATS
================================================================ */
.sc-stats {
  position: relative;
  overflow: hidden;
  padding: 78px 0;
  background: linear-gradient(110deg, #064d47 0%, #0a7c4b 52%, #07553c 100%);
  color: #fff;
}

.sc-stats__glow {
  position: absolute;
  width: 580px;
  height: 580px;
  border-radius: 50%;
  right: -210px;
  top: -280px;
  background: radial-gradient(circle, rgba(174, 255, 213, .20), transparent 68%);
}

.sc-stats__head {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  align-items: end;
  padding-bottom: 34px;
  margin-bottom: 12px;
  border-bottom: 1px solid rgba(255, 255, 255, .16);
}

.sc-stats__head h2 {
  margin: 0;
  color: #fff;
  font-size: clamp(2rem, 3.4vw, 3.2rem);
  font-weight: 800;
}

.sc-stats__head h2 span {
  color: #8ceab8;
}

.sc-stats__head p {
  max-width: 470px;
  color: rgba(255, 255, 255, .66);
  margin: 0;
  font-size: .9rem;
}

.sc-stat-row {
  padding-top: 25px;
}

.sc-stat-row>div+div .sc-stat-item {
  border-left: 1px solid rgba(255, 255, 255, .15);
}

.sc-stat-item {
  min-height: 118px;
  padding: 15px 23px;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}

.sc-stat-item i {
  font-size: 1.2rem;
  color: #baf0d2;
  margin-bottom: 9px;
}

.sc-stat-item strong {
  font-family: "Manrope", sans-serif;
  font-size: clamp(1.55rem, 2.4vw, 2.35rem);
  line-height: 1;
  color: #fff;
}

.sc-stat-item small {
  color: rgba(255, 255, 255, .64);
  font-size: .7rem;
  margin-top: 8px;
}

/* ================================================================
   INITIATIVES
================================================================ */
.sc-initiatives {
  background: #fff;
}

.sc-initiative-feature {
  margin-top: 28px;
  display: flex;
  gap: 14px;
  padding: 20px;
  border-radius: 20px;
  background: linear-gradient(145deg, #052f63, #0a4e87);
  color: #fff;
  box-shadow: var(--sc-shadow-md);
}

.sc-initiative-feature>span {
  width: 48px;
  height: 48px;
  flex: 0 0 48px;
  border-radius: 15px;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .11);
  color: #8ceab8;
}

.sc-initiative-feature small,
.sc-initiative-feature strong {
  display: block;
}

.sc-initiative-feature small {
  color: #a5e9c5;
  font-size: .67rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .08em;
}

.sc-initiative-feature strong {
  color: #fff;
  font-family: "Manrope", sans-serif;
  font-size: 1.2rem;
}

.sc-initiative-feature p {
  color: rgba(255, 255, 255, .68);
  font-size: .74rem;
  margin: 4px 0 0;
}

.sc-initiative-stack {
  display: grid;
  gap: 12px;
}

.sc-initiative-card {
  position: relative;
  display: grid;
  grid-template-columns: auto auto 1fr;
  gap: 16px;
  align-items: center;
  min-height: 132px;
  padding: 20px 22px;
  border-radius: 20px;
  background: #fff;
  border: 1px solid #e2eaf0;
  box-shadow: 0 10px 30px rgba(8, 34, 71, .05);
  transition: .35s;
}

.sc-initiative-card:hover {
  transform: translateX(7px);
  border-color: #cfe4d9;
  box-shadow: var(--sc-shadow-sm);
}

.sc-initiative-card__no {
  color: #afbac6;
  font-size: .66rem;
  font-weight: 800;
}

.sc-initiative-card__icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: #eff9f4;
  color: var(--sc-green);
  font-size: 1.25rem;
}

.sc-initiative-card h3 {
  margin-bottom: 5px;
  font-size: .94rem;
  font-weight: 800;
}

.sc-initiative-card p {
  margin: 0;
  color: var(--sc-muted);
  font-size: .78rem;
  line-height: 1.65;
}

/* ================================================================
   PROCESS
================================================================ */
.sc-process {
  background: linear-gradient(180deg, #f7fafc 0%, #fff 100%);
  overflow: hidden;
}

.sc-process__track {
  position: relative;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  padding-top: 22px;
}

.sc-process__line {
  position: absolute;
  top: 42px;
  left: 9%;
  right: 9%;
  height: 2px;
  background: #dce5ec;
  overflow: hidden;
}

.sc-process__line span {
  display: block;
  width: 0;
  height: 100%;
  background: linear-gradient(90deg, var(--sc-green), var(--sc-blue));
}

.sc-process-step {
  position: relative;
  text-align: center;
  padding: 0 10px;
  z-index: 2;
}

.sc-process-step__dot {
  position: absolute;
  top: 15px;
  left: 50%;
  transform: translateX(-50%);
  width: 15px;
  height: 15px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #fff;
  border: 4px solid var(--sc-green);
  color: transparent;
  box-shadow: 0 0 0 7px #f7fafc;
}

.sc-process-step__icon {
  width: 67px;
  height: 67px;
  margin: 59px auto 18px;
  display: grid;
  place-items: center;
  border-radius: 21px;
  background: #fff;
  color: var(--sc-green);
  font-size: 1.35rem;
  border: 1px solid #e1e9ef;
  box-shadow: var(--sc-shadow-sm);
  transition: .35s;
}

.sc-process-step:hover .sc-process-step__icon {
  transform: translateY(-5px) rotate(-2deg);
  background: var(--sc-green);
  color: #fff;
}

.sc-process-step h3 {
  font-size: .91rem;
  font-weight: 800;
  margin-bottom: 8px;
}

.sc-process-step p {
  color: var(--sc-muted);
  font-size: .73rem;
  line-height: 1.65;
  margin: 0;
}

/* ================================================================
   TESTIMONIALS
================================================================ */
.sc-testimonials {
  background: #fff;
}

.sc-testimonial-swiper {
  overflow: visible;
  padding: 4px 2px 15px;
}

.sc-testimonial-card {
  min-height: 278px;
  padding: 27px;
  border-radius: 22px;
  border: 1px solid #e2eaf0;
  background: linear-gradient(145deg, #fff, #fbfdfc);
  box-shadow: 0 12px 34px rgba(8, 34, 71, .06);
  position: relative;
  transition: .35s;
}

.sc-testimonial-card:hover {
  transform: translateY(-5px);
  border-color: #cee4d8;
}

.sc-quote {
  position: absolute;
  right: 24px;
  top: 11px;
  color: #dcefe5;
  font-family: Georgia, serif;
  font-size: 5.5rem;
  line-height: 1;
}

.sc-testimonial-card>p {
  position: relative;
  z-index: 2;
  color: #48596e;
  font-size: .9rem;
  line-height: 1.85;
  min-height: 110px;
  margin-bottom: 25px;
}

.sc-person {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 12px;
  align-items: center;
}

.sc-person img {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
}

.sc-person strong,
.sc-person span {
  display: block;
}

.sc-person strong {
  font-family: "Manrope", sans-serif;
  font-size: .83rem;
  color: var(--sc-navy);
}

.sc-person span {
  color: var(--sc-muted);
  font-size: .66rem;
}

.sc-stars {
  color: #f4b83d;
  font-size: .7rem;
  letter-spacing: .08em;
}

/* ================================================================
   GOVERNANCE + PARTNERS
================================================================ */
.sc-governance {
  background: #f4f8fb;
}

.sc-governance__panel {
  position: relative;
  overflow: hidden;
  padding: 58px;
  border-radius: 34px;
  background: linear-gradient(125deg, #052f63, #071f42 65%, #053f5b);
  box-shadow: var(--sc-shadow-lg);
}

.sc-governance__panel::before {
  content: "";
  position: absolute;
  width: 450px;
  height: 450px;
  border-radius: 50%;
  right: -160px;
  bottom: -250px;
  background: radial-gradient(circle, rgba(48, 197, 120, .26), transparent 67%);
}

.sc-governance__panel h2 {
  color: #fff;
  font-size: clamp(2.4rem, 4.5vw, 4.3rem);
  font-weight: 800;
}

.sc-governance__panel h2 span {
  color: #86e6b4;
}

.sc-governance__panel p {
  color: rgba(255, 255, 255, .66);
  max-width: 560px;
  margin-bottom: 25px;
}

.sc-standard-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 13px;
  position: relative;
  z-index: 2;
}

.sc-standard-grid article {
  min-height: 180px;
  padding: 21px;
  border-radius: 18px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .11);
  backdrop-filter: blur(12px);
}

.sc-standard-grid span {
  width: 43px;
  height: 43px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .10);
  color: #8ceab8;
  margin-bottom: 18px;
}

.sc-standard-grid h3 {
  color: #fff;
  font-size: .9rem;
  font-weight: 800;
  margin-bottom: 7px;
}

.sc-standard-grid p {
  color: rgba(255, 255, 255, .58);
  font-size: .72rem;
  line-height: 1.6;
  margin: 0;
}

.sc-partners {
  padding-top: 44px;
}

.sc-partners__title {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 20px;
  margin-bottom: 18px;
}

.sc-partners__title span,
.sc-partners__title strong {
  display: block;
}

.sc-partners__title span {
  color: var(--sc-green);
  font-size: .68rem;
  text-transform: uppercase;
  letter-spacing: .14em;
  font-weight: 800;
}

.sc-partners__title strong {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: 1.05rem;
}

.sc-partner-marquee {
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent, #000 5%, #000 95%, transparent);
}

.sc-partner-track {
  width: max-content;
  display: flex;
  gap: 12px;
  animation: scMarquee 28s linear infinite;
}

.sc-partner-marquee:hover .sc-partner-track {
  animation-play-state: paused;
}

.sc-partner-pill {
  min-width: 260px;
  height: 82px;
  padding: 13px 18px;
  display: flex;
  align-items: center;
  gap: 13px;
  border-radius: 16px;
  background: #fff;
  border: 1px solid #e1e9ef;
  box-shadow: 0 8px 22px rgba(8, 34, 71, .05);
}

.sc-partner-pill i {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  background: #eff8f3;
  color: var(--sc-green);
  font-size: 1.1rem;
}

.sc-partner-pill span {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: .75rem;
  font-weight: 800;
  line-height: 1.35;
}

.sc-partner-pill small {
  color: var(--sc-muted);
  font-family: "DM Sans", sans-serif;
  font-size: .62rem;
  font-weight: 500;
}

.sc-partners__note {
  color: #94a0ae;
  font-size: .62rem;
  display: block;
  margin-top: 10px;
}

@keyframes scMarquee {
  to {
    transform: translateX(calc(-50% - 6px));
  }
}

/* ================================================================
   NEWS
================================================================ */
.sc-news {
  background: #fff;
}

.sc-news__head {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 30px;
  margin-bottom: 42px;
}

.sc-news-featured {
  border: 1px solid #e2eaf0;
  border-radius: 24px;
  overflow: hidden;
  background: #fff;
  box-shadow: 0 13px 36px rgba(8, 34, 71, .06);
}

.sc-news-featured__image {
  position: relative;
  display: block;
  overflow: hidden;
}

.sc-news-featured__image img {
  width: 100%;
  aspect-ratio: 1.75 / 1;
  object-fit: cover;
  transition: .7s var(--sc-ease);
}

.sc-news-featured__image:hover img {
  transform: scale(1.05);
}

.sc-news-featured__image span {
  position: absolute;
  left: 17px;
  bottom: 16px;
  padding: 7px 11px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .90);
  color: var(--sc-green);
  font-weight: 800;
  font-size: .65rem;
  backdrop-filter: blur(10px);
}

.sc-news-featured__body {
  padding: 24px;
}

.sc-news-featured__body>small,
.sc-news-row small {
  color: var(--sc-green);
  font-size: .65rem;
  text-transform: uppercase;
  letter-spacing: .1em;
  font-weight: 800;
}

.sc-news-featured__body h3 {
  font-size: 1.35rem;
  font-weight: 800;
  margin: 6px 0 9px;
}

.sc-news-featured__body p {
  color: var(--sc-muted);
  font-size: .8rem;
}

.sc-news-featured__body a,
.sc-news-row a {
  color: var(--sc-navy);
  font-weight: 800;
  font-size: .74rem;
  display: inline-flex;
  gap: 7px;
  align-items: center;
}

.sc-news-list {
  display: grid;
  gap: 16px;
}

.sc-news-row {
  display: grid;
  grid-template-columns: 210px 1fr;
  gap: 22px;
  align-items: center;
  min-height: 210px;
  padding: 16px;
  border: 1px solid #e2eaf0;
  border-radius: 22px;
  background: #fff;
  transition: .35s;
}

.sc-news-row:hover {
  transform: translateY(-4px);
  box-shadow: var(--sc-shadow-sm);
  border-color: #d2e6dc;
}

.sc-news-row img {
  width: 100%;
  height: 176px;
  object-fit: cover;
  border-radius: 16px;
}

.sc-news-row h3 {
  font-size: 1.08rem;
  font-weight: 800;
  margin: 6px 0 8px;
}

.sc-news-row p {
  color: var(--sc-muted);
  font-size: .78rem;
  line-height: 1.65;
  margin-bottom: 8px;
}

/* ================================================================
   FAQ
================================================================ */
.sc-faq {
  background: linear-gradient(180deg, #f7fafc, #fff);
}

.sc-faq-help {
  margin-top: 28px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 13px 15px;
  border-radius: 16px;
  background: #fff;
  border: 1px solid #e2eaf0;
  box-shadow: var(--sc-shadow-sm);
}

.sc-faq-help>span {
  width: 43px;
  height: 43px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  background: #eff8f3;
  color: var(--sc-green);
}

.sc-faq-help small,
.sc-faq-help a {
  display: block;
}

.sc-faq-help small {
  color: var(--sc-muted);
  font-size: .66rem;
}

.sc-faq-help a {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: .85rem;
  font-weight: 800;
}

.sc-accordion .accordion-item {
  border: 1px solid #e1e9ef;
  border-radius: 16px !important;
  overflow: hidden;
  background: #fff;
  margin-bottom: 10px;
  box-shadow: 0 7px 18px rgba(8, 34, 71, .035);
}

.sc-accordion .accordion-button {
  padding: 18px 20px;
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: .87rem;
  box-shadow: none !important;
  background: #fff;
}

.sc-accordion .accordion-button:not(.collapsed) {
  color: var(--sc-green);
  background: #f4fbf7;
}

.sc-accordion .accordion-button::after {
  background-image: none;
  content: "+";
  width: 29px;
  height: 29px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #eff5f8;
  color: var(--sc-navy);
  font-size: 1.1rem;
  line-height: 1;
}

.sc-accordion .accordion-button:not(.collapsed)::after {
  content: "−";
  transform: none;
  background: var(--sc-green);
  color: #fff;
}

.sc-accordion .accordion-body {
  padding: 0 20px 20px;
  color: var(--sc-muted);
  font-size: .82rem;
  line-height: 1.75;
}

/* ================================================================
   CONTACT CTA
================================================================ */
.sc-contact-cta {
  padding: 0 0 80px;
  background: #fff;
}

.sc-contact-cta__box {
  position: relative;
  overflow: hidden;
  padding: 48px 52px;
  border-radius: 30px;
  background: linear-gradient(110deg, #052f63, #0a5a83 55%, #087a4e 100%);
  box-shadow: 0 24px 70px rgba(5, 47, 99, .22);
  color: #fff;
}

.sc-contact-cta__pattern {
  position: absolute;
  inset: 0;
  opacity: .16;
  background-image: radial-gradient(rgba(255, 255, 255, .55) 1px, transparent 1px);
  background-size: 22px 22px;
  mask-image: linear-gradient(90deg, transparent, #000);
}

.sc-contact-cta__box h2 {
  color: #fff;
  max-width: 760px;
  font-size: clamp(2.1rem, 3.8vw, 3.65rem);
  font-weight: 800;
  margin-bottom: 14px;
}

.sc-contact-cta__box p {
  color: rgba(255, 255, 255, .68);
  margin: 0;
}

.sc-contact-cta__actions {
  display: grid;
  gap: 10px;
}

.sc-contact-action {
  min-height: 74px;
  padding: 12px 14px;
  border-radius: 17px;
  background: rgba(255, 255, 255, .10);
  border: 1px solid rgba(255, 255, 255, .13);
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 11px;
  transition: .3s;
  backdrop-filter: blur(10px);
}

.sc-contact-action:hover {
  background: rgba(255, 255, 255, .16);
  transform: translateX(4px);
  color: #fff;
}

.sc-contact-action>span {
  width: 42px;
  height: 42px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  color: #b5efd0;
  background: rgba(255, 255, 255, .10);
}

.sc-contact-action small,
.sc-contact-action strong {
  display: block;
}

.sc-contact-action small {
  font-size: .62rem;
  color: rgba(255, 255, 255, .60);
}

.sc-contact-action strong {
  color: #fff;
  font-family: "Manrope", sans-serif;
  font-size: .82rem;
}

/* ================================================================
   FOOTER
================================================================ */
.sc-footer {
  position: relative;
  overflow: hidden;
  padding: 70px 0 0;
  color: rgba(255, 255, 255, .70);
  background: linear-gradient(115deg, #051c3c, #062b59 58%, #033f3d);
}

.sc-footer__glow {
  position: absolute;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  right: -300px;
  bottom: -500px;
  background: radial-gradient(circle, rgba(34, 181, 111, .22), transparent 66%);
}

.sc-footer__top {
  padding-bottom: 48px;
}

.sc-footer__logo {
  display: inline-block;
  width: 260px;
  padding: 10px;
  border-radius: 15px;
  background: rgba(255, 255, 255, .96);
  margin-bottom: 18px;
}

.sc-footer p {
  max-width: 440px;
  color: rgba(255, 255, 255, .60);
  font-size: .8rem;
}

.sc-footer h3 {
  color: #fff;
  font-size: .9rem;
  font-weight: 800;
  margin-bottom: 18px;
}

.sc-footer ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.sc-footer li {
  margin: 7px 0;
}

.sc-footer li a {
  color: rgba(255, 255, 255, .62);
  font-size: .75rem;
  transition: .25s;
}

.sc-footer li a:hover {
  color: #9ce7be;
  padding-left: 4px;
}

.sc-footer__social {
  display: flex;
  gap: 8px;
  margin-top: 20px;
}

.sc-footer__social a {
  width: 35px;
  height: 35px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .08);
  transition: .3s;
}

.sc-footer__social a:hover {
  background: var(--sc-green);
  border-color: var(--sc-green);
  color: #fff;
  transform: translateY(-3px);
}

.sc-footer__contact {
  display: grid;
  gap: 11px;
}

.sc-footer__contact a {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: rgba(255, 255, 255, .65);
  font-size: .74rem;
  line-height: 1.65;
}

.sc-footer__contact i {
  color: #8de6b7;
  margin-top: 4px;
}

.sc-footer__bottom {
  min-height: 58px;
  padding: 15px 0;
  border-top: 1px solid rgba(255, 255, 255, .10);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  color: rgba(255, 255, 255, .47);
  font-size: .66rem;
}

/* Floating */
.sc-floating-wa {
  position: fixed;
  left: 22px;
  bottom:50px;
  z-index: 1020;
  min-height: 48px;
  padding: 0 14px 0 9px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: #16b65e;
  color: #fff;
  box-shadow: 0 14px 30px rgba(13, 145, 72, .27);
  font-size: .72rem;
  font-weight: 800;
  transition: .3s;
}

.sc-floating-wa i {
  width: 31px;
  height: 31px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .14);
  font-size: 1.05rem;
}

.sc-floating-wa:hover {
  color: #fff;
  transform: translateY(-3px);
}

.sc-backtop {
  position: fixed;
  right: 22px;
  bottom: 50px;
  z-index: 1020;
  width: 46px;
  height: 46px;
  border: 0;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--sc-navy);
  color: #fff;
  box-shadow: 0 12px 27px rgba(5, 47, 99, .24);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: .3s;
}

.sc-backtop.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.sc-backtop:hover {
  background: var(--sc-green);
}

/* ================================================================
   V2 ENHANCEMENT LAYER
   Typography, alignment, menu hierarchy, rate snapshot and enquiry UI
================================================================ */

/* Global rhythm & typography */
.container-xl {
  max-width: 1280px;
}

section[id] {
  scroll-margin-top: 118px;
}

h1,
h2,
h3,
h4,
h5,
h6 {
  text-wrap: balance;
}

p {
  text-wrap: pretty;
}

.sc-section {
  padding: 96px 0;
}

.sc-title {
  font-size: clamp(2.15rem, 3.25vw, 3.45rem);
  line-height: 1.1;
  letter-spacing: -.045em;
}

.sc-section-head {
  max-width: 760px;
  margin-bottom: 46px;
}

.sc-section-head h2 {
  font-size: clamp(2.15rem, 3.2vw, 3.35rem);
  line-height: 1.1;
  letter-spacing: -.045em;
}

.sc-section-copy {
  max-width: 650px;
  font-size: 1rem;
  line-height: 1.75;
}

.sc-eyebrow {
  margin-bottom: 14px;
  font-size: .72rem;
}

.sc-mini-label {
  font-size: .7rem;
}

/* Scroll progress */
.sc-scroll-progress {
  position: fixed;
  inset: 0 0 auto 0;
  height: 3px;
  z-index: 2000;
  pointer-events: none;
  background: transparent;
}

.sc-scroll-progress span {
  display: block;
  width: 0;
  height: 100%;
  background: linear-gradient(90deg, var(--sc-green-2), var(--sc-blue-2));
  box-shadow: 0 0 14px rgba(32, 181, 111, .42);
  transform-origin: left center;
}

/* Header refinement */
.sc-navbar {
  min-height: 82px;
  transition: min-height .35s var(--sc-ease);
}

.sc-brand img {
  width: 400px;
  transition: width .35s var(--sc-ease);
}

.sc-nav-list .nav-link {
  padding: 30px 12px !important;
  font-size: .99rem;
}

.sc-nav-list .nav-link::after {
  bottom: 18px;
  width: 18px;
  height: 2px;
  border-radius: 99px;
  transform: translate(-50%, 7px) scaleX(0);
}

.sc-nav-list .nav-link:hover::after,
.sc-nav-list .nav-link.active::after {
  transform: translate(-50%, 0) scaleX(1);
}

.sc-header.scrolled .sc-navbar {
  min-height: 70px;
}



.sc-header.scrolled .sc-brand img {
  width: 300px;
}



.sc-header.scrolled .sc-nav-list .nav-link {
  padding-top: 24px !important;
  padding-bottom: 24px !important;
}


.sc-header.scrolled .sc-nav-list .nav-link::after {
  bottom: 13px;
}



/* Premium quick-access menu strip */
.sc-quickbar {
  max-height: 48px;
  overflow: hidden;
  color: #fff;
  background: linear-gradient(100deg, #062b59 0%, #064f56 55%, #087449 100%);
  border-top: 1px solid rgba(255, 255, 255, .08);
  opacity: 1;
  transform: translateY(0);
  transition: max-height .35s var(--sc-ease), opacity .3s ease, transform .35s var(--sc-ease);
}



.sc-header.scrolled .sc-quickbar {
  max-height: 0;
  opacity: 0;
  transform: translateY(-6px);
}

.sc-quickbar__inner {
  min-height: 44px;
  display: flex;
  align-items: center;
  gap: 4px;
  white-space: nowrap;
}

.sc-quickbar__label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding-right: 16px;
  margin-right: 4px;
  color: rgba(255, 255, 255, .68);
  border-right: 1px solid rgba(255, 255, 255, .16);
  font-size: .66rem;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-weight: 800;
}

.sc-quickbar__inner>a,
.sc-quickbar__enquiry {
  min-height: 34px;
  padding: 0 13px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  border: 0;
  border-radius: 9px;
  color: rgba(255, 255, 255, .82);
  background: transparent;
  font-family: "Manrope", sans-serif;
  font-size: .68rem;
  font-weight: 700;
  transition: .25s ease;
}

.sc-quickbar__inner>a:hover {
  color: #fff;
  background: rgba(255, 255, 255, .10);
}

.sc-quickbar__enquiry {
  margin-left: auto;
  color: #063f36;
  background: #fff;
  box-shadow: 0 5px 16px rgba(0, 0, 0, .12);
}

.sc-quickbar__enquiry:hover {
  transform: translateY(-1px);
  color: var(--sc-green);
}

/* Hero alignment */
.min-vh-hero {
  min-height: 600px;
}

.sc-hero__content {
  padding: 72px 0 86px;
  max-width: 615px;
}

.sc-hero h1 {
  font-size: clamp(3rem, 4.75vw, 4.75rem);
  line-height: 1.03;
  letter-spacing: -.06em;
  margin-bottom: 22px;
}

.sc-hero__content>p {
  max-width: 580px;
  font-size: 1.03rem;
  line-height: 1.75;
}

.sc-hero__trust {
  max-width: 575px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px 22px;
  margin-top: 34px;
  padding-top: 22px;
}

.sc-trust-item {
  min-width: 0;
}

.sc-trust-item>span {
  width: 38px;
  height: 38px;
  flex: 0 0 38px;
}

.sc-trust-item strong {
  font-size: .77rem;
}

.sc-hero__visual {
  width: 50vw;
  min-height: 690px;
}

.sc-hero__image-shell {
  clip-path: polygon(10% 0, 100% 0, 100% 100%, 0 100%);
}

.sc-hero__image-shell::before {
  left: 7.2%;
  width: 10px;
}

.sc-hero__building-label {
  top: 50px;
  right: 38px;
}

.sc-float-card--growth {
  left: 8%;
  bottom: 86px;
}

.sc-float-card--whatsapp {
  right: 5%;
  bottom: 42px;
}

/* About alignment */
.sc-about__content {
  max-width: 690px;
  margin-left: auto;
}

.sc-about__content h2 {
  font-size: clamp(2.2rem, 3.35vw, 3.5rem);
  line-height: 1.08;
  letter-spacing: -.045em;
}

.sc-about__content>p {
  font-size: .98rem;
  line-height: 1.78;
}

.sc-vision-card {
  min-height: 128px;
}

/* Why choose: larger, readable 3x2 premium layout */
.sc-why {
  padding: 88px 0 92px;
}

.sc-why__grid {
  max-width: 1180px;
  margin-inline: auto;
}

.sc-why-card {
  min-height: 110px;
  padding: 24px;
  display: grid;
  grid-template-columns: 58px 1fr;
  grid-template-rows: auto 1fr;
  column-gap: 16px;
  row-gap: 4px;
  text-align: left;
  border-radius: 20px;
}

.sc-why-card>span {
  grid-row: 1 / span 2;
  width: 54px;
  height: 54px;
  margin: 0;
  border-radius: 16px;
}

.sc-why-card h3 {
  grid-column: 2;
  margin: 2px 0 5px;
  font-size: 1rem;
}

.sc-why-card p {
  grid-column: 2;
  font-size: .78rem;
  line-height: 1.65;
}

/* Service cards */
.sc-services {
  overflow: hidden;
}

.sc-service-card {
  min-height: 318px;
  padding: 24px;
  border-radius: 20px;
}

.sc-service-card::after {
  content: "";
  position: absolute;
  inset: auto 24px 0 24px;
  height: 3px;
  border-radius: 99px 99px 0 0;
  background: linear-gradient(90deg, var(--sc-green), var(--sc-blue));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .35s var(--sc-ease);
}

.sc-service-card:hover::after {
  transform: scaleX(1);
}

.sc-service-card__top {
  margin-bottom: 28px;
}

.sc-service-card h3 {
  font-size: 1.08rem;
}

.sc-service-card p {
  font-size: .8rem;
}

/* Current rates section */
.sc-rates {
  padding: 0 0 96px;
  background: linear-gradient(180deg, #fbfdff 0%, #f4f8fb 100%);
}

.sc-rates__shell {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: .95fr 1.55fr;
  gap: 30px;
  padding: 34px;
  border: 1px solid #dfe9ef;
  border-radius: 28px;
  background: rgba(255, 255, 255, .93);
  box-shadow: 0 18px 50px rgba(8, 34, 71, .07);
}

.sc-rates__shell::before {
  content: "";
  position: absolute;
  width: 320px;
  height: 320px;
  left: -180px;
  top: -180px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(32, 181, 111, .14), transparent 70%);
}

.sc-rates__intro {
  position: relative;
  z-index: 1;
  padding: 8px 10px 48px 4px;
}

.sc-rates__intro h2 {
  font-size: clamp(1.9rem, 2.6vw, 2.75rem);
  font-weight: 800;
  margin-bottom: 12px;
  line-height: 1.08;
}

.sc-rates__intro h2 span {
  color: var(--sc-green);
}

.sc-rates__intro p {
  max-width: 450px;
  color: var(--sc-muted);
  font-size: .82rem;
  line-height: 1.7;
  margin-bottom: 17px;
}

.sc-text-button {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 0;
  border: 0;
  background: transparent;
  color: var(--sc-green);
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: .77rem;
}

.sc-text-button i {
  transition: transform .25s;
}

.sc-text-button:hover i {
  transform: translateX(4px);
}

.sc-rates__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 11px;
  position: relative;
  z-index: 1;
}

.sc-rate-chip {
  min-height: 108px;
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 17px;
  border: 1px solid #e2eaf0;
  border-radius: 17px;
  background: #fff;
  box-shadow: 0 8px 22px rgba(8, 34, 71, .04);
  transition: .3s var(--sc-ease);
}

.sc-rate-chip:hover {
  transform: translateY(-4px);
  border-color: #cce4d8;
  box-shadow: var(--sc-shadow-sm);
}

.sc-rate-chip--featured {
  background: linear-gradient(140deg, #eef9f4, #f6fbff);
  border-color: #cfe8dc;
}

.sc-rate-chip>span {
  width: 44px;
  height: 44px;
  flex: 0 0 44px;
  border-radius: 13px;
  display: grid;
  place-items: center;
  background: #eff8f3;
  color: var(--sc-green);
  font-size: 1.1rem;
}

.sc-rate-chip small,
.sc-rate-chip strong {
  display: block;
}

.sc-rate-chip small {
  color: var(--sc-muted);
  font-size: .66rem;
  line-height: 1.3;
  margin-bottom: 5px;
}

.sc-rate-chip strong {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: 1.05rem;
  line-height: 1.15;
}

.sc-rate-chip strong em {
  font-size: .64rem;
  font-style: normal;
  color: var(--sc-muted);
  font-weight: 700;
}

.sc-rates__benefit {
  position: absolute;
  left: 34px;
  bottom: 28px;
  max-width: calc(38% - 10px);
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--sc-navy);
}

.sc-rates__benefit>i {
  width: 38px;
  height: 38px;
  flex: 0 0 38px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  color: #fff;
  background: var(--sc-green);
}

.sc-rates__benefit strong,
.sc-rates__benefit small {
  display: block;
}

.sc-rates__benefit strong {
  font-family: "Manrope", sans-serif;
  font-size: .77rem;
}

.sc-rates__benefit small {
  color: var(--sc-muted);
  font-size: .6rem;
  line-height: 1.4;
  margin-top: 2px;
}

/* Members mosaic / stats alignment */
.sc-members .container-xl {
  grid-template-columns: .76fr 1.7fr;
  gap: 42px;
}

.sc-members__intro h2 {
  font-size: clamp(2.15rem, 3.15vw, 3.25rem);
  line-height: 1.09;
}

.sc-member-mosaic {
  grid-template-rows: repeat(2, 196px);
}

.sc-stats {
  padding: 74px 0;
}

.sc-stat-row {
  margin: 0 -5px;
}

.sc-stat-row>div {
  padding: 5px;
}

.sc-stat-row>div+div .sc-stat-item {
  border-left: 0;
}

.sc-stat-item {
  min-height: 128px;
  padding: 18px 12px;
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: 18px;
  background: rgba(255, 255, 255, .065);
  backdrop-filter: blur(10px);
  transition: .3s var(--sc-ease);
}

.sc-stat-item:hover {
  transform: translateY(-4px);
  background: rgba(255, 255, 255, .10);
}

.sc-stat-item strong {
  font-size: clamp(1.5rem, 2vw, 2.05rem);
}

/* Process and testimonial readability */
.sc-process-step h3 {
  font-size: .96rem;
}

.sc-process-step p {
  font-size: .76rem;
}

.sc-testimonial-card {
  min-height: 265px;
}

.sc-testimonial-card>p {
  font-size: .86rem;
}

.sc-testimonial-note {
  display: block;
  margin-top: 10px;
  color: #8b96a5;
  font-size: .64rem;
}

/* Governance / news / CTA */
.sc-governance__panel {
  padding: 52px;
}

.sc-governance__panel h2 {
  font-size: clamp(2.2rem, 3.45vw, 3.55rem);
  line-height: 1.08;
}

.sc-standard-grid article {
  min-height: 172px;
}

.sc-news__head {
  margin-bottom: 36px;
}

.sc-contact-cta__box h2 {
  font-size: clamp(2rem, 3vw, 3.15rem);
  line-height: 1.08;
}

/* Enquiry modal */
.sc-enquiry-modal .modal-dialog {
  max-width: 900px;
}

.sc-enquiry-modal .modal-content {
  overflow: hidden;
  display: grid;
  grid-template-columns: .82fr 1.18fr;
  border: 0;
  border-radius: 26px;
  box-shadow: 0 30px 90px rgba(4, 31, 62, .26);
}

.sc-modal-visual {
  position: relative;
  overflow: hidden;
  padding: 38px 32px;
  color: #fff;
  background: linear-gradient(145deg, #052f63, #064c70 58%, #08734b);
}

.sc-modal-visual::after {
  content: "";
  position: absolute;
  width: 300px;
  height: 300px;
  right: -150px;
  bottom: -150px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, .13);
  box-shadow: 0 0 0 55px rgba(255, 255, 255, .025), 0 0 0 110px rgba(255, 255, 255, .018);
}

.sc-modal-icon {
  width: 52px;
  height: 52px;
  margin-bottom: 34px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: rgba(255, 255, 255, .11);
  color: #a4ecc6;
  font-size: 1.35rem;
}

.sc-modal-visual h2 {
  color: #fff;
  font-size: 2.25rem;
  font-weight: 800;
  line-height: 1.08;
  margin-bottom: 12px;
}

.sc-modal-visual p {
  color: rgba(255, 255, 255, .68);
  font-size: .82rem;
  line-height: 1.7;
}

.sc-modal-points {
  display: grid;
  gap: 8px;
  margin-top: 25px;
}

.sc-modal-points span {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, .80);
  font-size: .74rem;
}

.sc-modal-points i {
  color: #90e7b8;
}

.sc-modal-form-wrap {
  position: relative;
  padding: 36px;
  background: #fff;
}

.sc-modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  z-index: 3;
}

.sc-form-service {
  margin-bottom: 22px;
  padding: 13px 15px;
  border-radius: 14px;
  background: #f2f8f5;
  border: 1px solid #dcebe3;
}

.sc-form-service small,
.sc-form-service strong {
  display: block;
}

.sc-form-service small {
  color: var(--sc-muted);
  font-size: .62rem;
}

.sc-form-service strong {
  color: var(--sc-green);
  font-family: "Manrope", sans-serif;
  font-size: .86rem;
  margin-top: 2px;
}

.sc-enquiry-form label {
  display: block;
  margin-bottom: 6px;
  color: var(--sc-navy);
  font-size: .72rem;
  font-weight: 800;
}

.sc-enquiry-form label span {
  color: var(--sc-muted);
  font-weight: 500;
}

.sc-enquiry-form .form-control {
  min-height: 48px;
  border-radius: 12px;
  border-color: #dbe5ec;
  font-size: .82rem;
  box-shadow: none;
}

.sc-enquiry-form textarea.form-control {
  min-height: 92px;
  resize: vertical;
}

.sc-enquiry-form .form-control:focus {
  border-color: rgba(10, 143, 85, .55);
  box-shadow: 0 0 0 4px rgba(10, 143, 85, .08);
}

.sc-modal-submit {
  width: 100%;
  min-height: 51px;
  padding: 0 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  border: 0;
  border-radius: 13px;
  color: #fff;
  background: linear-gradient(135deg, #18ad60, #087946);
  font-family: "Manrope", sans-serif;
  font-weight: 800;
  font-size: .82rem;
  box-shadow: 0 12px 26px rgba(10, 143, 85, .20);
  transition: .3s;
}

.sc-modal-submit>span {
  width: 25px;
  height: 25px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .14);
}

.sc-modal-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 16px 30px rgba(10, 143, 85, .28);
}

.sc-form-note {
  display: block;
  margin-top: 11px;
  color: #95a0ad;
  font-size: .6rem;
  line-height: 1.5;
}

/* Better focus visibility */
a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible {
  outline: 3px solid rgba(15, 118, 210, .28);
  outline-offset: 3px;
}

/* Mobile navigation active/open states */
.sc-mobile-menu a.active {
  color: var(--sc-green);
}

.sc-mobile-submenu>button i {
  transition: transform .25s ease;
}

.sc-mobile-submenu>button.is-open i {
  transform: rotate(45deg);
}

.sc-rate-chip:last-child {
  grid-column: 1 / -1;
}


/* ================================================================
   V3 UI ENHANCEMENTS
================================================================ */
/* Balanced typography across the complete homepage */
.sc-title,
.sc-section-head h2,
.sc-about__content h2,
.sc-members__intro h2,
.sc-stats__head h2,
.sc-governance__panel h2,
.sc-contact-cta__box h2,
.sc-rates__intro h2 {
  font-size: clamp(2rem, 3vw, 3.15rem);
  line-height: 1.12;
  letter-spacing: -.04em;
}

.sc-about__content h2 {
  max-width: 720px;
}

.sc-section-head {
  max-width: 720px;
  margin-bottom: 42px;
}

.sc-section {
  padding: 35px 0;
}

/* Proper animated underline for active / hover menu */
.sc-nav-list .nav-link::after {
  width: calc(100% - 28px);
  height: 2px;
  left: 14px;
  bottom: 22px;
  border-radius: 20px;
  transform: scaleX(0);
  transform-origin: left center;
  opacity: 1;
  background: linear-gradient(90deg, var(--sc-green), var(--sc-lime));
}

.sc-nav-list .nav-link:hover::after,
.sc-nav-list .nav-link.active::after {
  transform: scaleX(1);
}

.sc-nav-list .nav-link:hover,
.sc-nav-list .nav-link.active {
  color: var(--sc-green);
}

/* Desktop navigation: keep hover/active styling clean without the browser/Bootstrap focus box. */
@media (min-width: 992px) {
  .sc-nav-list .nav-link:focus,
  .sc-nav-list .nav-link:focus-visible,
  .sc-nav-list .dropdown-toggle:focus,
  .sc-nav-list .dropdown-toggle:focus-visible,
  .sc-nav-list .dropdown-toggle.show {
    outline: none !important;
    outline-offset: 0 !important;
    box-shadow: none !important;
    background-color: transparent !important;
  }
}

/* Looping hero */
.sc-hero {
  min-height: 680px;
  overflow: hidden;
}

.sc-hero-swiper {
  width: 100%;
  min-height: 680px;
}

.sc-hero-swiper .swiper-slide {
  height: auto;
}

.sc-hero-slide {
  min-height: 680px;
  position: relative;
  overflow: hidden;
  background: linear-gradient(105deg, #f8fcfb 0%, #eef7f5 43%, #edf5fc 100%);
}

.sc-hero-slide--two {
  background: linear-gradient(105deg, #f7fbff 0%, #eef5fc 48%, #eef9f3 100%);
}

.sc-hero-slide--three {
  background: linear-gradient(105deg, #fbfdfc 0%, #eff9f4 46%, #edf6fb 100%);
}

.sc-hero-swiper .sc-hero__content {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .7s ease .15s, transform .7s ease .15s;
}

.sc-hero-swiper .swiper-slide-active .sc-hero__content {
  opacity: 1;
  transform: translateY(0);
}

.sc-hero-swiper .sc-hero__visual {
  opacity: 0;
  transform: translateX(28px);
  transition: opacity .8s ease .2s, transform .8s ease .2s;
}

.sc-hero-swiper .swiper-slide-active .sc-hero__visual {
  opacity: 1;
  transform: translateX(0);
}

.sc-hero h1 {
  font-size: clamp(2.7rem, 4.3vw, 4.65rem);
  line-height: 1.03;
}

.sc-hero-pagination {
  position: absolute;
  z-index: 15;
  left: 50%;
  bottom: 27px !important;
  width: auto !important;
  transform: translateX(-50%);
  display: flex;
  gap: 7px;
}

.sc-hero-pagination .swiper-pagination-bullet {
  width: 8px;
  height: 8px;
  margin: 0 !important;
  opacity: .45;
  background: var(--sc-navy);
  transition: .3s;
}

.sc-hero-pagination .swiper-pagination-bullet-active {
  width: 28px;
  border-radius: 20px;
  opacity: 1;
  background: var(--sc-green);
}

.sc-hero-nav {
  position: absolute;
  z-index: 16;
  top: 50%;
  width: 46px;
  height: 46px;
  margin-top: -23px;
  border: 1px solid rgba(5, 47, 99, .13);
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: rgba(255, 255, 255, .88);
  color: var(--sc-navy);
  box-shadow: 0 12px 30px rgba(5, 47, 99, .12);
  backdrop-filter: blur(10px);
  transition: .3s;
}

.sc-hero-nav:hover {
  background: var(--sc-green);
  border-color: var(--sc-green);
  color: #fff;
  transform: scale(1.06);
}

.sc-hero-prev {
  left: 22px;
}

.sc-hero-next {
  right: 22px;
}

/* More polished sections */
.sc-about {
  background: linear-gradient(180deg, #fff 0%, #fbfdfc 100%);
}

.sc-about__image {
  border-radius: 26px;
  box-shadow: 0 28px 60px rgba(6, 45, 87, .14);
}

.sc-why-card,
.sc-service-card,
.sc-initiative-card,
.sc-standard-grid article {
  transition: transform .35s var(--sc-ease), box-shadow .35s var(--sc-ease), border-color .35s var(--sc-ease);
}

.sc-why-card:hover,
.sc-service-card:hover,
.sc-initiative-card:hover,
.sc-standard-grid article:hover {
  transform: translateY(-7px);
  box-shadow: 0 22px 48px rgba(8, 34, 71, .12);
}

.sc-rates__shell {
  box-shadow: 0 25px 65px rgba(8, 34, 71, .10);
}

.sc-process {
  background: linear-gradient(180deg, #fff, #f8fbfa);
}

.sc-process-step {
  transition: transform .3s ease;
}

.sc-process-step:hover {
  transform: translateY(-5px);
}

/* New testimonial layout */
.sc-testimonials {
  position: relative;
  background: linear-gradient(180deg, #f8fbff 0%, #fff 100%);
  overflow: hidden;
}

.sc-testimonials::before {
  content: "";
  position: absolute;
  width: 380px;
  height: 380px;
  border-radius: 50%;
  right: -180px;
  top: -180px;
  background: radial-gradient(circle, rgba(10, 143, 85, .10), transparent 68%);
}

.sc-testimonial-head {
  max-width: 720px;
  margin: 0 auto 42px;
  position: relative;
  z-index: 1;
}

.sc-testimonial-head>p {
  color: var(--sc-muted);
  max-width: 620px;
  margin: 14px auto 0;
  font-size: .98rem;
}

.sc-testimonial-stage {
  position: relative;
  padding: 0 66px;
}

.sc-testimonial-swiper {
  overflow: hidden;
  padding: 6px 5px 50px;
}

.sc-testimonial-card {
  min-height: 285px;
  height: 100%;
  padding: 28px;
  border: 1px solid rgba(6, 55, 103, .10);
  border-radius: 22px;
  background: rgba(255, 255, 255, .94);
  box-shadow: 0 16px 42px rgba(6, 42, 83, .08);
  display: flex;
  flex-direction: column;
  transition: .35s var(--sc-ease);
}

.sc-testimonial-card:hover {
  transform: translateY(-7px);
  box-shadow: 0 24px 58px rgba(6, 42, 83, .13);
  border-color: rgba(10, 143, 85, .24);
}

.sc-testimonial-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}

.sc-quote-icon {
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 15px;
  background: linear-gradient(135deg, #eaf8f1, #f4fbf7);
  color: var(--sc-green);
  font-size: 1.4rem;
}

.sc-testimonial-card>p {
  color: #536178;
  font-size: .91rem;
  line-height: 1.85;
  margin: 0 0 24px;
  flex: 1;
}

.sc-testimonial-card .sc-person {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 12px;
  align-items: center;
  border-top: 1px solid #edf1f5;
  padding-top: 18px;
}

.sc-testimonial-card .sc-person img {
  width: 48px;
  height: 48px;
  object-fit: cover;
  border-radius: 50%;
}

.sc-testimonial-card .sc-person strong {
  display: block;
  color: var(--sc-navy);
  font-size: .86rem;
}

.sc-testimonial-card .sc-person span {
  display: block;
  color: #8490a0;
  font-size: .68rem;
}

.sc-stars {
  color: #f5af16;
  font-size: .72rem;
  letter-spacing: 2px;
  white-space: nowrap;
}

.sc-testimonial-nav {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 12;
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  border: 1px solid #dbe5ee;
  background: #fff;
  color: var(--sc-navy);
  box-shadow: 0 10px 28px rgba(6, 42, 83, .10);
  transition: .3s;
}

.sc-testimonial-nav:hover {
  background: var(--sc-green);
  color: #fff;
  border-color: var(--sc-green);
}

.sc-testimonial-prev {
  left: 0;
}

.sc-testimonial-next {
  right: 0;
}

.sc-testimonial-pagination {
  bottom: 8px !important;
}

.sc-testimonial-pagination .swiper-pagination-bullet-active {
  background: var(--sc-green);
}

.sc-testimonial-note {
  color: #8b96a5;
  font-size: .66rem;
  margin-top: 12px;
}

/* Animated WhatsApp floating button */
.sc-floating-wa {
  animation: scWaFloat 2.8s ease-in-out infinite;
  overflow: visible;
}

.sc-floating-wa::before,
.sc-floating-wa::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 999px;
  border: 1px solid rgba(22, 182, 94, .38);
  animation: scWaPulse 2.4s ease-out infinite;
  pointer-events: none;
}

.sc-floating-wa::after {
  animation-delay: 1.2s;
}

@keyframes scWaFloat {

  0%,
  100% {
    transform: translateY(0)
  }

  50% {
    transform: translateY(-7px)
  }
}

@keyframes scWaPulse {
  0% {
    transform: scale(.95);
    opacity: .7
  }

  100% {
    transform: scale(1.45);
    opacity: 0
  }
}

.sc-floating-wa:hover {
  animation-play-state: paused;
  transform: translateY(-4px) scale(1.03);
}


/* ================================================================
   V4 LAYOUT ENHANCEMENTS
================================================================ */
.sc-title,
.sc-section-head h2,
.sc-about__content h2,
.sc-members__intro h2,
.sc-stats__head h2,
.sc-governance__panel h2,
.sc-contact-cta__box h2,
.sc-rates__intro h2 {
  font-size: clamp(1.85rem, 2.55vw, 2.85rem);
  line-height: 1.14;
}

.sc-section-copy,
.sc-testimonial-head>p,
.sc-contact-cta__box p {
  font-size: .95rem;
  line-height: 1.75;
}

/* Hero refinement */
.sc-hero {
  min-height: 650px;
}

.sc-hero-slide,
.sc-hero-swiper {
  min-height: 650px;
}

.sc-hero .container-xl {
  position: relative;
  z-index: 2;
}

.sc-hero__content {
  max-width: 560px;
  padding: 80px 0 62px;
}

.sc-hero h1 {
  font-size: clamp(2.45rem, 3.95vw, 4.2rem);
  line-height: 1.02;
  letter-spacing: -.045em;
  margin-bottom: 18px;
}

.sc-hero__content>p {
  max-width: 540px;
  font-size: 1rem;
  line-height: 1.75;
}

.sc-hero__buttons {
  gap: 14px;
  margin-top: 28px;
}

.sc-hero__trust {
  gap: 14px;
  margin-top: 28px;
  max-width: 560px;
}

.sc-trust-item {
  background: rgba(255, 255, 255, .64);
  border: 1px solid rgba(9, 51, 92, .08);
  box-shadow: 0 12px 28px rgba(6, 38, 76, .06);
  backdrop-filter: blur(8px);
}

.sc-hero__visual {
  width: min(100%, 650px);
  margin-left: auto;
}

.sc-hero__image-shell {
  border-radius: 36px;
  box-shadow: 0 30px 70px rgba(6, 38, 76, .16);
}

.sc-hero__image-shell img {
  min-height: 540px;
  object-fit: cover;
}

.sc-float-card--growth {
  backdrop-filter: blur(12px);
}

/* About image not clickable */
.sc-image-open {
  display: none !important;
}

.sc-about__image {
  cursor: default;
  pointer-events: none;
}

/* Services - image carousel layout */
.sc-services {
  overflow: hidden;
}

.sc-services .container-xl {
  overflow: hidden;
}

.sc-services-swiper {
  overflow: hidden;
  padding: 6px 2px 8px;
}

.sc-services-swiper .swiper-wrapper {
  align-items: stretch;
}

.sc-services-swiper .swiper-slide {
  height: auto;
}

.sc-service-card {
  min-height: 100%;
  padding: 0;
  display: flex;
  flex-direction: column;
  border-radius: 24px;
  overflow: hidden;
}

.sc-service-card::before,
.sc-service-card::after {
  display: none;
}

.sc-service-card__media {
  position: relative;
  aspect-ratio: 16 / 10;
  overflow: hidden;
}

.sc-service-card__media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(4, 41, 82, .06), rgba(4, 41, 82, .22));
}

.sc-service-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .55s var(--sc-ease);
}

.sc-service-card:hover .sc-service-card__media img {
  transform: scale(1.06);
}

.sc-service-card__content {
  flex: 1;
  display: flex;
  flex-direction: column;
  padding: 22px 22px 24px;
  background: #fff;
}

.sc-service-card__top {
  margin-bottom: 16px;
}

.sc-service-card h3 {
  font-size: 1.08rem;
  margin-bottom: 10px;
}

.sc-service-card p {
  flex: 1;
  margin-bottom: 22px;
}

.sc-service-card a {
  margin-top: auto;
}

.sc-slider-controls {
  margin-top: 24px;
}

.sc-services-pagination {
  flex: 1;
}

.sc-services-pagination .swiper-pagination-bullet-active {
  background: var(--sc-green);
}

/* Rates section alignment fix */
.sc-rates__shell {
  align-items: start;
  grid-template-columns: minmax(0, .92fr) minmax(0, 1.08fr);
  padding: 36px;
}

.sc-rates__intro {
  padding: 0;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.sc-rates__grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.sc-rate-chip {
  min-height: 112px;
}

.sc-rates__benefit {
  position: static;
  max-width: none;
  margin-top: 20px;
  padding: 16px 18px;
  border-radius: 18px;
  border: 1px dashed #c6dfd2;
  background: #f5fbf7;
}

/* Beyond finance section with overlay image */
.sc-initiatives {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, #f8fbfd 0%, #ffffff 100%);
}

.sc-initiatives::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(255, 255, 255, .96) 0%, rgba(255, 255, 255, .88) 34%, rgba(255, 255, 255, .94) 100%), url('https://images.unsplash.com/photo-1517048676732-d65bc937f952?auto=format&fit=crop&w=1600&q=88') center/cover no-repeat;
  opacity: 1;
}

.sc-initiatives .container-xl {
  position: relative;
  z-index: 1;
}

.sc-initiative-feature {
  box-shadow: 0 20px 45px rgba(7, 37, 74, .12);
}

.sc-initiative-card {
  background: rgba(255, 255, 255, .94);
  backdrop-filter: blur(10px);
  box-shadow: 0 14px 32px rgba(7, 37, 74, .08);
}

/* Testimonials dark layout */
.sc-testimonials {
  background: linear-gradient(135deg, #041b3c 0%, #062b59 52%, #063f47 100%);
  padding: 50px 0;
}

.sc-testimonials::before {
  width: 520px;
  height: 520px;
  right: -220px;
  top: -220px;
  background: radial-gradient(circle, rgba(84, 228, 156, .22), transparent 65%);
}

.sc-testimonial-head .sc-eyebrow {
  color: #8fe2b5;
}

.sc-testimonial-head .sc-eyebrow span {
  background: #71d39a;
}

.sc-testimonial-head h2 {
  color: #fff;
}

.sc-testimonial-head h2 span {
  color: #72d39b;
}

.sc-testimonial-head>p,
.sc-testimonial-note {
  color: rgba(255, 255, 255, .74);
}

.sc-testimonial-stage {
  padding: 0 72px;
}

.sc-testimonial-card {
  background: rgba(255, 255, 255, .98);
  border-color: rgba(255, 255, 255, .12);
  box-shadow: 0 18px 50px rgba(1, 10, 28, .20);
}

.sc-testimonial-nav {
  border-color: rgba(255, 255, 255, .18);
  background: rgba(255, 255, 255, .12);
  color: #fff;
  backdrop-filter: blur(10px);
}

.sc-testimonial-nav:hover {
  background: #fff;
  color: var(--sc-green);
  border-color: #fff;
}

.sc-testimonial-pagination .swiper-pagination-bullet {
  background: rgba(255, 255, 255, .35);
  opacity: 1;
}

.sc-testimonial-pagination .swiper-pagination-bullet-active {
  background: #72d39b;
}

/* Ready when you are buttons */
.sc-contact-cta {
  padding-bottom: 88px;
}

.sc-contact-cta__box {
  padding: 56px 58px;
}

.sc-contact-cta__actions--buttons {
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.sc-btn--cta-light,
.sc-btn--cta-outline {
  min-height: 62px;
  justify-content: center;
  border-radius: 18px;
  font-size: .88rem;
  font-weight: 800;
}

.sc-btn--cta-light {
  color: var(--sc-navy);
  background: #fff;
  box-shadow: 0 18px 34px rgba(8, 22, 45, .16);
}

.sc-btn--cta-light:hover {
  transform: translateY(-3px);
  color: var(--sc-green);
}

.sc-btn--cta-outline {
  color: #fff;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .26);
}

.sc-btn--cta-outline:hover {
  background: rgba(255, 255, 255, .16);
  color: #fff;
  transform: translateY(-3px);
}

/* Footer enhancement */
.sc-footer {
  padding-top: 82px;
  background: linear-gradient(115deg, #041733, #062b59 58%, #0a5a5c);
}

.sc-footer__top .row {
  --bs-gutter-x: 1.15rem;
  --bs-gutter-y: 1.15rem;
}

.sc-footer__top .row>[class*="col-"] {
  display: flex;
}

.sc-footer__top .row>[class*="col-"]>*:first-child,
.sc-footer__top .row>[class*="col-"]>h3,
.sc-footer__top .row>[class*="col-"]>ul,
.sc-footer__top .row>[class*="col-"]>.sc-footer__contact {
  position: relative;
  z-index: 1;
}

.sc-footer__top .row>[class*="col-"] {
  position: relative;
  padding: 30px 28px;
  border-radius: 26px;
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .10);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .05);
  min-height: 100%;
}

.sc-footer__top .row>[class*="col-"]::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(180deg, rgba(255, 255, 255, .04), rgba(255, 255, 255, .01));
  pointer-events: none;
}

.sc-footer__logo {
  margin-bottom: 20px;
}

.sc-footer p {
  font-size: .9rem;
  line-height: 1.8;
}

.sc-footer h3 {
  font-size: 1rem;
  margin-bottom: 16px;
}

.sc-footer li {
  margin: 10px 0;
}

.sc-footer li a,
.sc-footer__contact a {
  font-size: .84rem;
}

.sc-footer__contact a {
  padding: 10px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}

.sc-footer__contact a:last-child {
  border-bottom: 0;
}

.sc-footer__social {
  margin-top: 24px;
}

.sc-footer__social a {
  width: 42px;
  height: 42px;
}

.sc-footer__bottom {
  margin-top: 14px;
  padding-top: 20px;
}


/* ================================================================
   V5 FINAL REFINEMENTS
================================================================ */
.sc-services .row.align-items-end {
  margin-bottom: 36px !important;
}

.sc-services-swiper {
  margin-left: 0;
  margin-right: 0;
}

.sc-services-swiper .swiper-slide {
  height: auto;
  display: flex;
}

.sc-services .sc-slider-controls {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.sc-services .sc-slider-arrows {
  display: flex;
  gap: 10px;
}

.sc-services .sc-slider-arrows button,
.sc-testimonial-nav,
.sc-hero-nav {
  flex: 0 0 auto;
}

.sc-services-pagination,
.sc-testimonial-pagination,
.sc-hero-pagination {
  display: flex;
  align-items: center;
  gap: 8px;
}

.sc-service-card {
  width: 100%;
  background: #fff;
  border: 1px solid #deebf1;
  box-shadow: 0 18px 42px rgba(8, 34, 71, .08);
}

.sc-service-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.sc-service-card__top span {
  color: #9aa7b6;
  font-size: .78rem;
  font-weight: 800;
}

.sc-service-card__top i {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: #eef7f2;
  color: var(--sc-green);
  font-size: 1.15rem;
}

.sc-service-card__content {
  min-height: 210px;
}

.sc-rate-note {
  margin-top: 30px;
}

.sc-rates__grid {
  align-self: start;
}

.sc-rates__benefit {
  align-items: flex-start;
}

.sc-initiatives::before {
  background: linear-gradient(90deg, rgba(255, 255, 255, .97) 0%, rgba(255, 255, 255, 0.692) 34%, rgba(7, 7, 7, 0.055) 100%), url('../assets/images/fiyance.jpg') center/cover no-repeat;
}

.sc-testimonials .container-xl {
  position: relative;
  z-index: 1;
}

.sc-testimonial-stage {
  max-width: 1250px;
  margin: 0 auto;
}

.sc-testimonial-card {
  min-height: 320px;
}

.sc-testimonial-card__top {
  margin-bottom: 22px;
}

.sc-testimonial-card>p {
  margin-bottom: 28px;
}

.sc-contact-cta__box {
  overflow: hidden;
}

.sc-contact-cta__box::before {
  content: '';
  position: absolute;
  width: 360px;
  height: 360px;
  right: -160px;
  top: -160px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, .14), transparent 70%);
}

.sc-contact-cta__actions--buttons a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.sc-footer__badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}

.sc-footer__badges span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  border-radius: 999px;
  color: #fff;
  font-size: .72rem;
  font-weight: 700;
  background: rgba(255, 255, 255, .10);
  border: 1px solid rgba(255, 255, 255, .12);
}

.sc-footer__badges i {
  color: #98e4ba;
}

.sc-footer__intro {
  color: rgba(255, 255, 255, .76);
  font-size: .82rem;
  line-height: 1.7;
  margin-bottom: 8px;
}

.sc-footer__contact a {
  gap: 12px;
  align-items: flex-start;
}

.sc-footer__contact i {
  margin-top: 2px;
}

.sc-footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, .10);
}

.sc-backtop {
  box-shadow: 0 15px 30px rgba(6, 42, 83, .18);
}

@media (max-width: 1399.98px) {
  .sc-testimonial-stage {
    padding: 0 56px;
  }
}

@media (max-width: 1199.98px) {
  .sc-contact-cta__box {
    padding: 46px 40px;
  }

  .sc-footer__top .row>[class*='col-'] {
    padding: 26px 22px;
  }
}

@media (max-width: 991.98px) {
  .sc-hero__visual {
    margin-top: 10px;
    width: 100%;
  }

  .sc-rates__shell {
    grid-template-columns: 1fr;
  }

  .sc-services .sc-slider-controls {
    flex-direction: column;
    align-items: flex-start;
  }

  .sc-contact-cta__actions--buttons {
    grid-template-columns: 1fr;
  }

  .sc-testimonial-stage {
    padding: 0 52px;
  }
}

@media (max-width: 767.98px) {
  .sc-hero {
    min-height: auto;
  }

  .sc-hero-slide,
  .sc-hero-swiper {
    min-height: auto;
  }

  .sc-hero__content {
    padding: 54px 0 24px;
  }

  .sc-hero h1 {
    font-size: clamp(2.15rem, 9.6vw, 3.2rem);
  }

  .sc-hero__buttons {
    flex-direction: column;
    align-items: stretch;
  }

  .sc-hero__trust {
    grid-template-columns: 1fr;
  }

  .sc-hero-prev,
  .sc-hero-next {
    display: none;
  }

  .sc-services .row.align-items-end {
    margin-bottom: 24px !important;
  }

  .sc-service-card__content {
    min-height: auto;
  }

  .sc-testimonials {
    padding: 82px 0;
  }

  .sc-testimonial-stage {
    padding: 0;
  }

  .sc-testimonial-nav {
    display: none;
  }

  .sc-testimonial-card {
    min-height: auto;
    padding: 24px;
  }

  .sc-contact-cta__box {
    padding: 34px 24px;
    border-radius: 24px;
  }

  .sc-footer {
    padding-top: 64px;
  }

  .sc-footer__top .row {
    --bs-gutter-y: 1rem;
  }
}


/* ===== Surabhi homepage v6 refinements ===== */
.sc-topbar__left a span {
  display: inline-block;
}

.sc-hero {
  min-height: 650px;
  max-height: 650px;
  background: #082a4f;
}

.sc-hero-slide--bg {
  min-height: 720px;
  background-position: center center;
  background-size: cover;
  background-repeat: no-repeat;
}

.sc-hero-slide--one {
  background-image: url('../assets/images/best-practices-for-home-loans.jpg');
}

.sc-hero-slide--two {
  background-image: url('../assets/images/11058.jpg');
}

.sc-hero-slide--three {
  background-image: url('../assets/images/bank_building_website_banner.png');
}

.sc-hero-slide--bg::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(4, 26, 53, .84) 0%, rgba(4, 33, 62, .68) 38%, rgba(4, 33, 62, .30) 62%, rgba(4, 33, 62, .18) 100%);
}

.sc-hero__overlay {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top left, rgba(55, 181, 116, .18), transparent 35%);
}

.sc-hero__visual {
  display: none !important;
}

.sc-hero .container-xl {
  position: relative;
  z-index: 2;
}

.sc-hero__content {
  max-width: 690px;
  padding: 65px 25px 60px !important;
}

.sc-hero h1,
.sc-hero h1 span {
  color: #fff;
}

.sc-hero h1 span {
  color: #8fe7b7;
}

.sc-hero__content>p {
  color: rgba(255, 255, 255, .84);
  max-width: 600px;
}

.sc-eyebrow--hero {
  color: #b2f0cf;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .12);
  backdrop-filter: blur(10px);
  padding: 9px 14px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
}

.sc-eyebrow--hero span {
  background: #45cf82;
}

.sc-hero__buttons {
  margin-top: 30px;
}

.sc-hero .sc-btn--primary {
  box-shadow: 0 14px 32px rgba(15, 157, 88, .24);
}

.sc-hero .sc-btn--ghost {
  color: #fff;
  border-color: rgba(255, 255, 255, .32);
  background: rgba(255, 255, 255, .08);
}

.sc-hero .sc-btn--ghost:hover {
  color: #09264e;
  background: #fff;
  border-color: #fff;
}

.sc-hero__trust {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  max-width: 640px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, .18);
}

.sc-trust-item {
  background: rgba(255, 255, 255, .12);
  border: 1px solid rgba(255, 255, 255, .16);
  box-shadow: 0 18px 40px rgba(3, 19, 41, .12);
  backdrop-filter: blur(12px);
  border-radius: 18px;
  padding: 14px 16px;
}

.sc-trust-item>span {
  background: rgba(255, 255, 255, .16);
  border-color: rgba(255, 255, 255, .18);
  color: #8de6b7;
}

.sc-trust-item small {
  color: rgba(255, 255, 255, .65);
}

.sc-trust-item strong {
  color: #fff;
}

.sc-hero-pagination .swiper-pagination-bullet {
  background: rgba(255, 255, 255, .45);
}

.sc-hero-pagination .swiper-pagination-bullet-active {
  background: #45cf82;
}

.sc-hero-nav {
  border-color: rgba(255, 255, 255, .25);
  background: rgba(255, 255, 255, .16);
  color: #fff;
}

.sc-hero-nav:hover {
  background: #45cf82;
  border-color: #45cf82;
}

.sc-about__image img {
  aspect-ratio: 1 / .84;
}

.sc-rates__shell {
  grid-template-columns: minmax(0, .88fr) minmax(0, 1.12fr) !important;
  gap: 32px;
  align-items: start;
}

.sc-rates__intro {
  min-width: 0;
}

.sc-rates__grid {
  margin-top: 28px;
}

.sc-rates__brochure-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
  align-self: stretch;
}

.sc-brochure-card {
  height: 100%;
  background: #fff;
  border: 1px solid #dbe7ee;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 18px 45px rgba(8, 34, 71, .08);
  display: flex;
  flex-direction: column;
}

.sc-brochure-card__media {
  background: #f3f8fb;
  padding: 14px;
  border-bottom: 1px solid #e2ebf0;
}

.sc-brochure-card__media img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 16px;
}

.sc-brochure-card__body {
  padding: 20px 20px 22px;
}

.sc-brochure-card__body h3 {
  margin-bottom: 8px;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--sc-navy);
}

.sc-brochure-card__body p {
  margin-bottom: 14px;
  font-size: .84rem;
  color: var(--sc-muted);
}

.sc-brochure-card__body ul {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.sc-brochure-card__body li {
  padding-left: 18px;
  position: relative;
  color: #4f5d73;
  font-size: .81rem;
  line-height: 1.65;
}

.sc-brochure-card__body li::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--sc-green);
  position: absolute;
  left: 0;
  top: .55em;
}

.sc-footer__top .row>[class*="col-"] {
  display: block !important;
  padding: 0 !important;
  background: transparent !important;
  border: 0 !important;
  box-shadow: none !important;
}

.sc-footer__top .row>[class*="col-"]::before {
  display: none !important;
}

.sc-footer__card {
  height: 100%;
  padding: 28px 26px;
  border-radius: 26px;
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .10);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .05);
}

.sc-footer__card--brand {
  background: rgba(11, 39, 84, .52);
}

.sc-footer__card--contact {
  background: rgba(255, 255, 255, .08);
}

.sc-footer__logo {
  width: min(255px, 100%);
  margin-bottom: 16px;
}

.sc-footer__logo img {
  width: 100%;
  height: auto;
  display: block;
}

.sc-footer p {
  color: rgba(255, 255, 255, .74);
  max-width: 440px;
}

.sc-footer__social {
  display: flex;
  gap: 10px;
  margin-top: 22px;
}

.sc-footer__contact a {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .08);
  color: rgba(255, 255, 255, .82);
  font-size: .85rem;
}

.sc-footer__contact a:last-child {
  border-bottom: 0;
}

.sc-footer__contact span {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.sc-footer__contact strong {
  color: #fff;
  font-size: .86rem;
  font-weight: 700;
}

.sc-footer__contact small {
  color: rgba(255, 255, 255, .72);
  font-size: .78rem;
  line-height: 1.7;
}

@media (max-width: 1199.98px) {
  .sc-rates__shell {
    grid-template-columns: 1fr !important;
  }
}

@media (max-width: 991.98px) {
  .sc-hero {
    min-height: auto;
  }

  .sc-hero-slide--bg {
    min-height: auto;
  }

  .sc-hero__content {
    padding: 98px 0 104px !important;
  }

  .sc-rates__brochure-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767.98px) {
  .sc-hero h1 {
    font-size: clamp(2.15rem, 9.6vw, 3.1rem);
  }

  .sc-hero__content {
    padding: 84px 0 92px !important;
  }

  .sc-hero__trust {
    grid-template-columns: 1fr;
  }

  .sc-trust-item {
    padding: 13px 14px;
  }

  .sc-hero__buttons {
    flex-direction: column;
  }

  .sc-rate-chip {
    min-height: unset;
  }

  .sc-service-card__content,
  .sc-stat-item,
  .sc-standard-grid article,
  .sc-footer__card:not(.sc-footer__card--contact) {
    text-align: center;
  }

  .sc-service-card__top {
    justify-content: center;
    gap: 14px;
  }

  .sc-service-card a {
    justify-content: center;
  }

  .sc-footer__logo {
    margin-left: auto;
    margin-right: auto;
  }
}


/* ================================================================
   V7 RATES & MEMBER BENEFITS — PURE UI, NO BROCHURE SCREENSHOTS
================================================================ */
.sc-rates {
  padding: 35px 0;
  background: linear-gradient(180deg, #f7fbfd 0%, #eef5f8 100%);
}

.sc-rates-v7 {
  position: relative;
  overflow: hidden;
  padding: 42px;
  border: 1px solid #dce7ed;
  border-radius: 32px;
  background: rgba(255, 255, 255, .92);
  box-shadow: 0 24px 70px rgba(7, 35, 69, .09);
}

.sc-rates-v7::before {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  left: -180px;
  top: -230px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(22, 168, 96, .14), transparent 68%);
  pointer-events: none;
}

.sc-rates-v7::after {
  content: "";
  position: absolute;
  width: 360px;
  height: 360px;
  right: -180px;
  bottom: -210px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(15, 118, 210, .10), transparent 68%);
  pointer-events: none;
}

.sc-rates-v7__head {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, .8fr);
  gap: 32px;
  align-items: end;
  margin-bottom: 30px;
}

.sc-rates-v7__head h2 {
  margin: 0;
  font-size: clamp(2rem, 2.8vw, 3rem);
  font-weight: 800;
  line-height: 1.1;
}

.sc-rates-v7__head h2 span {
  color: var(--sc-green);
}

.sc-rates-v7__head p {
  max-width: 560px;
  margin: 0 0 3px auto;
  color: var(--sc-muted);
  font-size: .94rem;
  line-height: 1.75;
}

.sc-rate-panel {
  position: relative;
  z-index: 1;
  overflow: hidden;
  padding: 28px;
  border-radius: 26px;
  border: 1px solid #dce7ed;
  background: #fff;
  box-shadow: 0 14px 38px rgba(7, 35, 69, .06);
}

.sc-rate-panel--deposit {
  background: linear-gradient(155deg, #fff 0%, #f5fbf7 100%);
}

.sc-rate-panel--loan {
  background: linear-gradient(155deg, #fff 0%, #f4f8fd 100%);
}

.sc-rate-panel::after {
  content: "";
  position: absolute;
  right: -70px;
  top: -90px;
  width: 190px;
  height: 190px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(31, 184, 111, .11), transparent 68%);
  pointer-events: none;
}

.sc-rate-panel--loan::after {
  background: radial-gradient(circle, rgba(19, 104, 190, .11), transparent 68%);
}

.sc-rate-panel__top {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 16px;
  align-items: center;
  margin-bottom: 24px;
}

.sc-rate-panel__icon {
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  border-radius: 17px;
  background: #eaf8f1;
  color: var(--sc-green);
  font-size: 1.35rem;
}

.sc-rate-panel--loan .sc-rate-panel__icon {
  background: #edf5fe;
  color: var(--sc-blue);
}

.sc-rate-panel__top>div:nth-child(2)>span {
  display: block;
  margin-bottom: 4px;
  color: var(--sc-green);
  font-size: .7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .12em;
}

.sc-rate-panel--loan .sc-rate-panel__top>div:nth-child(2)>span {
  color: var(--sc-blue);
}

.sc-rate-panel__top h3 {
  margin: 0;
  font-size: 1.2rem;
  font-weight: 800;
  line-height: 1.35;
}

.sc-rate-panel__highlight {
  min-width: 132px;
  padding: 12px 14px;
  text-align: center;
  border-radius: 16px;
  background: var(--sc-green);
  color: #fff;
  box-shadow: 0 12px 26px rgba(10, 143, 85, .18);
}

.sc-rate-panel__highlight small,
.sc-rate-panel__highlight strong,
.sc-rate-panel__highlight span {
  display: block;
  color: #fff;
  line-height: 1.2;
}

.sc-rate-panel__highlight small {
  font-size: .58rem;
  opacity: .8;
}

.sc-rate-panel__highlight strong {
  font-size: 1.55rem;
  font-family: "Manrope", sans-serif;
  margin: 3px 0;
}

.sc-rate-panel__highlight span {
  font-size: .64rem;
  opacity: .75;
}

.sc-rate-panel__badge {
  padding: 10px 13px;
  border-radius: 999px;
  background: #eaf8f1;
  color: var(--sc-green);
  border: 1px solid #cfeadd;
  font-size: .68rem;
  font-weight: 800;
  white-space: nowrap;
}

.sc-deposit-table {
  overflow: hidden;
  border: 1px solid #dce7ed;
  border-radius: 18px;
  background: #fff;
}

.sc-deposit-table__row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 88px 88px;
  align-items: center;
  min-height: 66px;
  border-bottom: 1px solid #e8eef2;
}

.sc-deposit-table__row:last-child {
  border-bottom: 0;
}

.sc-deposit-table__row>* {
  padding: 14px 14px;
}

.sc-deposit-table__row>span:first-child {
  color: #405169;
  font-size: .8rem;
}

.sc-deposit-table__row>span:first-child b {
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  margin-right: 8px;
  border-radius: 9px;
  background: #eef8f3;
  color: var(--sc-green);
  font-size: .62rem;
}

.sc-deposit-table__row>strong {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: .92rem;
  text-align: center;
  border-left: 1px solid #e8eef2;
}

.sc-deposit-table__row--head {
  min-height: 48px;
  background: linear-gradient(90deg, #082f62, #0a6b68);
}

.sc-deposit-table__row--head>span {
  color: #fff !important;
  font-size: .67rem !important;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .06em;
  text-align: left;
}

.sc-deposit-table__row--head>span:not(:first-child) {
  text-align: center;
  border-left: 1px solid rgba(255, 255, 255, .12);
}

.sc-loan-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
}

.sc-loan-rate-card {
  min-height: 116px;
  display: flex;
  align-items: flex-start;
  gap: 13px;
  padding: 16px;
  border: 1px solid #dfe8ef;
  border-radius: 17px;
  background: rgba(255, 255, 255, .92);
  transition: .3s var(--sc-ease);
}

.sc-loan-rate-card:hover {
  transform: translateY(-4px);
  border-color: #c9ddec;
  box-shadow: 0 12px 28px rgba(7, 35, 69, .08);
}

.sc-loan-rate-card--wide {
  grid-column: 1/-1;
  min-height: 132px;
}

.sc-loan-rate-card__icon {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  display: grid;
  place-items: center;
  border-radius: 13px;
  background: #eef5fd;
  color: var(--sc-blue);
  font-size: 1.05rem;
}

.sc-loan-rate-card small,
.sc-loan-rate-card strong {
  display: block;
}

.sc-loan-rate-card small {
  color: #65738a;
  font-size: .68rem;
  font-weight: 700;
  line-height: 1.4;
  margin-bottom: 6px;
}

.sc-loan-rate-card strong {
  color: var(--sc-navy);
  font-family: "Manrope", sans-serif;
  font-size: 1.02rem;
  line-height: 1.3;
}

.sc-loan-rate-card p {
  margin: 5px 0 0;
  color: var(--sc-muted);
  font-size: .68rem;
}

.sc-loan-slabs {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
  margin-top: 9px;
}

.sc-loan-slabs span {
  padding: 10px 11px;
  border-radius: 12px;
  background: #f2f7fb;
  border: 1px solid #e2ebf1;
}

.sc-loan-slabs b,
.sc-loan-slabs strong {
  display: block;
}

.sc-loan-slabs b {
  color: #5d6a80;
  font-size: .61rem;
  font-weight: 700;
}

.sc-loan-slabs strong {
  margin-top: 3px;
  color: var(--sc-blue);
  font-size: .9rem;
}

.sc-rate-panel__foot {
  display: grid;
  gap: 8px;
  margin-top: 20px;
  padding: 16px;
  border-radius: 16px;
  background: rgba(255, 255, 255, .74);
  border: 1px dashed #cbded5;
}

.sc-rate-panel__foot span {
  display: flex;
  gap: 9px;
  align-items: flex-start;
  color: #59677a;
  font-size: .69rem;
  line-height: 1.55;
}

.sc-rate-panel__foot i {
  color: var(--sc-green);
  margin-top: 2px;
}

.sc-rate-panel__foot--loan {
  grid-template-columns: 1fr auto;
  align-items: center;
  border-color: #cfdeeb;
}

.sc-rate-panel__foot--loan i {
  color: var(--sc-blue);
}

.sc-rate-enquiry {
  min-height: 42px;
  padding: 0 14px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 0;
  border-radius: 12px;
  background: var(--sc-navy);
  color: #fff;
  font-size: .72rem;
  font-weight: 800;
  transition: .25s;
}

.sc-rate-enquiry:hover {
  background: var(--sc-green);
  transform: translateY(-2px);
}

@media (max-width: 1199.98px) {
  .sc-rates-v7 {
    padding: 34px;
  }

  .sc-rate-panel__top {
    grid-template-columns: auto 1fr;
  }

  .sc-rate-panel__highlight,
  .sc-rate-panel__badge {
    grid-column: 1/-1;
    justify-self: start;
  }
}

@media (max-width: 991.98px) {
  .sc-rates-v7__head {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .sc-rates-v7__head p {
    margin-left: 0;
  }
}

@media (max-width: 575.98px) {
  .sc-rates {
    padding: 72px 0;
  }

  .sc-rates-v7 {
    padding: 22px 15px;
    border-radius: 24px;
  }

  .sc-rate-panel {
    padding: 20px 15px;
    border-radius: 20px;
  }

  .sc-rate-panel__top {
    grid-template-columns: 1fr;
    text-align: center;
    justify-items: center;
  }

  .sc-rate-panel__highlight,
  .sc-rate-panel__badge {
    grid-column: auto;
    justify-self: center;
  }

  .sc-deposit-table__row {
    grid-template-columns: minmax(0, 1fr) 68px 68px;
  }

  .sc-deposit-table__row>* {
    padding: 12px 8px;
  }

  .sc-deposit-table__row>span:first-child {
    font-size: .72rem;
  }

  .sc-deposit-table__row>span:first-child b {
    width: 24px;
    height: 24px;
    margin-right: 5px;
  }

  .sc-deposit-table__row>strong {
    font-size: .8rem;
  }

  .sc-loan-grid {
    grid-template-columns: 1fr;
  }

  .sc-loan-rate-card--wide {
    grid-column: auto;
  }

  .sc-loan-slabs {
    grid-template-columns: 1fr;
  }

  .sc-rate-panel__foot--loan {
    grid-template-columns: 1fr;
  }

  .sc-rate-enquiry {
    justify-content: center;
    width: 100%;
  }
}


/* ================================================================
   V8 FOOTER + SERVICES REFINEMENT
================================================================ */
/* Products & Services: soft premium light gradient background */
.sc-services {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  /* background:
    radial-gradient(circle at 8% 18%, rgba(32, 181, 111, .10), transparent 25%),
    radial-gradient(circle at 92% 74%, rgba(15, 118, 210, .09), transparent 28%),
    linear-gradient(135deg, #f8fcff 0%, #f3fbf7 48%, #eef6ff 100%) !important; */

        background: #d2e7ff;
}

.sc-services::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  opacity: .45;
  background-image:
    linear-gradient(rgba(6, 59, 112, .025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(6, 59, 112, .025) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: linear-gradient(to bottom, transparent 0%, #000 18%, #000 82%, transparent 100%);
}

.sc-services .sc-service-card {
  background: rgba(255, 255, 255, .94);
  border-color: rgba(13, 78, 124, .10);
  box-shadow: 0 18px 45px rgba(7, 45, 84, .07);
}

/* Footer: return to a cleaner flat multi-column layout */
.sc-footer {
  padding-top:50px;
  background: linear-gradient(112deg, #061d40 0%, #082d5c 58%, #075250 100%);
}

.sc-footer__top {
  padding-bottom: 50px;
}

.sc-footer__top .row {
  --bs-gutter-x: 2.4rem;
  --bs-gutter-y: 2.4rem;
}

.sc-footer__card,
.sc-footer__card--brand,
.sc-footer__card--contact {
  height: auto;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

.sc-footer__logo {
  width: min(270px, 100%);
  padding: 10px;
  margin-bottom: 22px;
  border-radius: 17px;
  background: rgba(255, 255, 255, .97);
  box-shadow: 0 12px 30px rgba(2, 18, 40, .12);
}

.sc-footer p {
  margin-bottom: 0;
    color: rgb(255 255 255);
  font-size: .94rem;
  line-height: 1.85;
}

.sc-footer h3 {
  position: relative;
  padding-bottom: 13px;
  margin-bottom: 20px;
  color: #fff;
  font-size: 1.08rem;
  line-height: 1.25;
}

.sc-footer h3::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 34px;
  height: 2px;
  border-radius: 99px;
  background: linear-gradient(90deg, #54dc95, #9ce9bc);
}

.sc-footer ul {
  margin: 0;
  padding: 0;
}

.sc-footer li {
  margin: 11px 0;
}

.sc-footer li a {
  position: relative;
  display: inline-flex;
  align-items: center;
  color: rgb(255, 255, 255);
  font-size: .89rem;
  line-height: 1.55;
  transition: color .25s ease, transform .25s ease;
}

.sc-footer li a::before {
  content: "";
  width: 0;
  height: 1px;
  margin-right: 0;
  background: #8de6b7;
  transition: width .25s ease, margin-right .25s ease;
}

.sc-footer li a:hover {
  padding-left: 0;
  color: #a5efc6;
  transform: translateX(2px);
}

.sc-footer li a:hover::before {
  width: 12px;
  margin-right: 7px;
}

.sc-footer__social {
  gap: 10px;
  margin-top: 24px;
}

.sc-footer__social a {
  width: 42px;
  height: 42px;
  border: 1px solid rgba(255, 255, 255, .12);
  background: rgba(255, 255, 255, .07);
}

.sc-footer__contact {
  gap: 0;
}

.sc-footer__contact a {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 0 0 16px;
  margin-bottom: 16px;
  border: 0;
  border-bottom: 1px solid rgba(255, 255, 255, .09);
  color: rgba(255, 255, 255, .80);
  font-size: .9rem;
  line-height: 1.65;
}

.sc-footer__contact a:last-child {
  padding-bottom: 0;
  margin-bottom: 0;
  border-bottom: 0;
}

.sc-footer__contact i {
  width: 34px;
  height: 34px;
  flex: 0 0 34px;
  display: grid;
  place-items: center;
  margin-top: 0;
  border-radius: 10px;
  background: rgba(141, 230, 183, .10);
  color: #8de6b7;
  font-size: .95rem;
}

.sc-footer__contact span {
  gap: 3px;
}

.sc-footer__contact strong {
  color: #fff;
  font-size: .9rem;
  line-height: 1.45;
}

.sc-footer__contact small {
  color: rgba(255, 255, 255, .98);
  font-size: .84rem;
  line-height: 1.7;
}

.sc-footer__bottom {
  min-height: 68px;
  padding: 18px 0;
  margin-top: 0;
  border-top: 1px solid rgba(255, 255, 255, .22);
  color: rgba(255, 255, 255, .94);
  font-size: .78rem;
}

.sc-footer__powered {
  white-space: nowrap;
}

.sc-footer__powered a {
  position: relative;
  color: #a2eac3;
  font-weight: 800;
  transition: color .25s ease;
}

.sc-footer__powered a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -3px;
  height: 1px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s ease;
}

.sc-footer__powered a:hover {
  color: #fff;
}

.sc-footer__powered a:hover::after {
  transform: scaleX(1);
}

@media (max-width: 991.98px) {
  .sc-footer {
    padding-top: 62px;
  }

  .sc-footer__top .row {
    --bs-gutter-x: 1.6rem;
    --bs-gutter-y: 2.2rem;
  }
}

@media (max-width: 767.98px) {
  .sc-footer__card:not(.sc-footer__card--contact) {
    text-align: left;
  }

  .sc-footer__logo {
    margin-left: 0;
    margin-right: 0;
  }

  .sc-footer h3::after {
    left: 0;
    transform: none;
  }

  .sc-footer__bottom {
    flex-direction: column;
    justify-content: center;
    text-align: center;
    gap: 7px;
    font-size: .76rem;
  }
}

@media (max-width: 575.98px) {
  .sc-footer__top .row {
    --bs-gutter-y: 2rem;
  }

  .sc-footer p {
    font-size: .9rem;
  }

  .sc-footer li a {
    font-size: .88rem;
  }

  .sc-footer__contact a {
    font-size: .88rem;
  }

  .sc-footer__powered {
    white-space: normal;
  }

  .sc-hero {
    min-height: 650px;
    max-height: 745px;
    background: #082a4f;
}
}

@media (max-width: 767px) {
    .sc-hero__trust {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        justify-content: center;
        align-items: center;
        gap: 10px;
        width: 100%;
    }

    .sc-trust-item {
        width: 100%;
        text-align: center;
    }

    .sc-trust-item:last-child {
        grid-column: 1 / -1;
        justify-self: center;
        max-width: 160px;
    }

    .sc-modal-visual p, .sc-modal-points, .sc-modal-icon{
      display: none;
    }

      

        .sc-modal-visual {
        padding: 11px 24px 11px;
    }

    .sc-form-service, .sc-services-pagination, .sc-service-card__top{
   display: none;
    }

     .sc-process-step {
        text-align: center;
        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: center;
    }

    .sc-process-step__dot,
    .sc-process-step__icon {
        margin-left: auto;
        margin-right: auto;
    }

    .sc-process-step h3,
    .sc-process-step p {
        text-align: center;
    }


      .sc-standard-grid {
        display: grid;
        grid-template-columns: 1fr;
        justify-items: center;
        gap: 20px;
    }

    .sc-standard-grid article {
        width: 100%;
        max-width: 350px;
        text-align: center;
        display: flex;
        flex-direction: column;
        align-items: center;
    }

    .sc-standard-grid article > span {
        margin-left: auto;
        margin-right: auto;
    }

    .sc-standard-grid article h3,
    .sc-standard-grid article p {
        text-align: center;
    }
}


@media (max-width: 767px) {
    .sc-footer__powered {
        display: block;
        width: 100%;
        text-align: center;
    }
    .sc-footer {
    position: relative;
    overflow: hidden;
    padding: 70px 15px 0;
    }
    .sc-hero-slide{
    
    background-position: 60% 10%;
 
}
}










@media (max-width: 768px) {
    
    html, body {
    overflow-x: hidden !important;
    max-width: 100%;
    width: 100%;
}

    .about-floating-card {
        position: relative;
        bottom: 0;
        left: 0;
        margin-top: 15px;
        max-width: 100%;
    }
    
    .sc-topbar{
        display:none;
    }
    
    .offcanvas-header .sc-mobile-close{
        display:none;
    }
}



/* ================================================================
   LIGHT BRAND THEME OVERRIDE
   Same navy/green brand family, with lighter shades (no palette swap)
================================================================ */
.sc-topbar {
  background: linear-gradient(90deg, #4f8c86, #65a9a0 55%, #579b91);
}

.sc-why {
  background: radial-gradient(circle at 20% 0%, #78a9cf, transparent 35%),
              linear-gradient(125deg, #7196ba, #6687ac 62%, #6f9dcc);
}

.sc-stats {
  background: linear-gradient(110deg, #5a9a90 0%, #69b28a 52%, #57987c 100%);
}

.sc-initiative-feature {
  background: linear-gradient(145deg, #6f9dcc, #78a9cf);
}

.sc-governance__panel {
  background: linear-gradient(125deg, #6f9dcc, #7390b1 65%, #5f9296);
}

.sc-contact-cta__box {
  background: linear-gradient(110deg, #6f9dcc, #6b9eb8 55%, #63a487 100%);
}

.sc-footer {
  background: linear-gradient(115deg, #5f7699, #6786ad 58%, #5a938f);
}

.sc-quickbar {
  background: linear-gradient(100deg, #6288aa 0%, #5f9897 55%, #63a07f 100%);
}

.sc-hero {
  background: #6d8eaa;
}

.sc-hero__image-shade {
  background: linear-gradient(90deg, rgba(45, 82, 119, .07), transparent 48%),
              linear-gradient(0deg, rgba(34, 67, 93, .14), transparent 40%);
}

.sc-modal-visual {
  background: linear-gradient(145deg, #6f9dcc, #7094af 58%, #64a287);
}

.sc-testimonials {
  background: linear-gradient(135deg, #607e9f 0%, #6888ae 52%, #5d9498 100%);
}

.sc-deposit-table__row--head {
  background: linear-gradient(90deg, #6b92b8, #67a3a0);
}

/* Keep the final footer declaration light as well. */
.sc-footer {
  background: linear-gradient(112deg, #617c9f 0%, #6a88ad 58%, #5d9690 100%);
}